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<br />200610762 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />Subordinate Lien Rider. <br /> <br />,J'~?,/,,,.,, f, <br />)(e Vy ~. <br />LUIS E. RUIZ <br /> <br />/ <br />)<" .( ..1) <br />KE~~ RU~;:r <br /> <br />jh]~ <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(R&A) RA0150545 - rdsubordin.ra - rev. 08/22/2005 <br /> <br />Page 2 <br />