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<br />... . <br /> <br />A.ffel"retUl d;u,; phil's!! ntllrn to: <br /> <br />200610672 <br /> <br />EverHome Mortgage Company <br />[Company Name] <br /> <br />Post Closing <br />[Name of Natural Person] <br /> <br />8201 Cypress Plaza Drive, Suite 100 <br />[Street Address] <br /> <br />Jacksonville, FL 32256 <br />[City, State Zip Code] <br /> <br />[Space Above This Line For Recording Data] <br /> <br />Loan No.: 1119019043 <br /> <br />~~I LlSSLI <br />LtOODC,2.Sl ~ <br /> <br />DEED OF TRUST <br /> <br />MIN 100011911190190432 <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, ]], 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated November 7, 2006, together with all Riders to this <br />document. <br /> <br />(B) "Borrower" is Donald E. Krauss and Constance L. Krauss, husband and wife. Borrower is the trustor under <br />this Security Instrument. <br /> <br />(C) "Lender" is EverlIome Mortgage Company. Lender is a Federal Savings Bank organized and existing under the <br />laws of the United States of America. Lender's address is 8201 Cypress Plaza Drive, Suite 100, Jacksonville, FL 32256. <br /> <br />(D) "Trustee" is First American Title Insurance Company. <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, <br />Flint, MI 48501-2026, tel. (888) 679-MERS. <br /> <br />(F) "Note" means the promissory note signed by Borrower and dated November 7, 2006. The Note states that <br />Borrower owes Lender Fifty Eight Thousand and 00/100ths Dollars (U.S. $58,000.00) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than December 1, 2016. <br /> <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br /> <br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br /> <br />Nebraska Veed ofTrust.Singlc Family-Fannie Mae/Freddle Mae UNIFORM INSTRUMENT <br />-TilE COMPLIANCE SOURCE, INC.- Page 1 of 13 <br />www.complianc~oui'ce.coll1 <br /> <br />MERS Modified Form 3028 Ol/Ol <br />14301NE 08100 <br />i(J2000, The Compliance Source. lnc. <br /> <br />1119019043 <br />