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<br />200610630 <br /> <br />(Space Above This Line For Recording Datal <br /> <br />FIXED/ADJUSTABLE RATE RIDER <br /> <br />(LIBOR Twelve Month Index - Rate Caps) <br /> <br />When rccordcd lllail to: <br />First American Titlc Insurance <br />Lcnders Advantage <br />1100 Supcrior A venuc, Suite 200 <br />Cleveland, Ohio 441H <br />Attn: NSS-Mf Tcam <br /> <br />, <br />,. <br /> <br />Prepared By: <br />MELISSA MYLES <br /> <br />4427268 <br />[Escrow/Closing #] <br /> <br />00015244167211006 <br />[Doc ID #] <br /> <br />THIS FIXED/ADJUSTABLE RATE RIDER is made this FIRST day of <br />NOVEMBER, 2006 ,and is incorporated into and shall bc deemed to amend and supplement the <br />Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") of the same date given by the <br />undersigned ("Borrower") to secure Borrower's Fixed/Adjustable Rate Note (the "Note") to <br />Countrywide Bank, N.A. <br /> <br />("Lender") of the same date and covering the property described in the Security Instrument and located at: <br />1616 HAGGE AVE <br />GRAND ISLAND, NE 68801-7447 <br />[Property Address] <br /> <br />CONV <br />-ARM Fixed Period L1S0R Rider <br />2U652-XX (08/06)(d/i) <br /> <br />Page 1 of 4 <br /> <br />InitialS~ <br /> <br /> <br /> <br />'23991' <br /> <br />, 1 5 2 4 4 1 672 0 0 0 0 0 2 U 6 52' <br />