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<br />200610531 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />.. -6INE) /O005J <br />@ <br /> <br />~ u tll/1 <br /> <br />THOMAS W ONEILL <br /> <br />(Seal) <br /> <br />-Horrower <br /> <br />~ /h kll~~ <br />..'. U. C/ . .. (Seal) <br />. J L A ONEILL -Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />Page 14 of 15 <br /> <br />Form 3028 1/01 <br />