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<br />I'V <br />lSl <br />lSl <br />en <br />....l. <br />lSl <br />W <br />co <br />-.J <br /> <br />~ " '~- \. <br />(',.... 'tv ~'\ " <br />,.'>.~ ....t <br />(. (")1-' <br />~. ...... 1\, <br />"'. t\.l. <br />''',.j iZ'f.\ <br />(\) \ ~\ <br />~ t-.\ <br />~"~'" ' <br />~ ,,~'\ S <br />,\j ~'.." <br />It".' <br />(\......., <br />t <br /> <br />U1 <br />C> <br /> <br />(f) <br />(f) <br /> <br />;;0 <br />m <br />"T1 <br />c: <br />n(")Z <br />~>~ <br />(')(1) <br />"':3: <br /> <br />I I <br /> <br /> <br />; <br /> <br />on <br />;::r:)> <br />m UI <br />():r <br />7,~ I <br />I <br />l <br /> <br />!'.',,'" <br />.'_~_':';')r <br />{,',:,,:":::' <br />u~ <br /> <br />(") U) <br />C) --, <br />c:: 1'" <br />Z -~ <br />.........jj"'T'1 <br />--< C) <br />o '1 <br />-'1 _,.. <br /> <br />........ . <br />~: <," <br /> <br />,':.~::> <br />= <br /> <br />r'" <br />I;.;,'~J . <br />(."J I.<-/~~ <br />'-'1"'1 . <br />'-',1 <br />I <br />i~ <br />r"rl <br />["..:.) <br />(,;;, (.. <br />(~. <br />(' <br /> <br />r'\) <br />f-> <br /> <br />J.:>-- <br /> <br />d <br /> <br />::D <br />::3 <br /> <br />f-> <br />1.-> <br /> <br />r'-' .. <br />r'" .;..... <br />U) <br />;.:;"::'; <br />l-:>>- <br /> <br />----......- <br /> <br />...;: .~, <br /> <br />DEED OF TRUST MODIFICATION AGREEMENT <br />(Variable Rate to Fixed) <br /> <br />I il.ft! THIS DEED OF TRUST MODIFICATION AGREEMENT made and executed this <br />~day of NOVEMBER. 2006, by and between ROBERT D KUTZ AND MARLA M <br />KUTZ. HUSBAND AND WIFE, hereinafter referred to as "Borrower", and HOME FEDERAL <br />SA VINGS AND LOAN ASSOCIATION OF GRAND ISLAND, hereinafter referred to as <br />"lender", <br /> <br />WITNESSETH: <br /> <br />WHEREAS, Borrower did execute a certain Adjustable Rate Note payable to the order of <br />the Lender in the total original amount of SIXTY FOUR THOUSAND AND NOII00 , Dollars <br />($64.000.00); <br /> <br />WHEREAS, the Note described above was secured by a Deed of Trust with Adjustable <br />Rate Rider dated OCTOBER 13. 1983, filed of record in the Office of the HALL COUNTY <br />REGISTER OF DEED'S OFFICE. HALL COUNTY. NE on OCTOBER 14. 1983 in <br />DOCUMENT # 83-005515 in respect to that real estate described as: <br /> <br />LOT TWO (2), AND LOT FOUR (4), IN BLOCK TEN (10), IN UNIVERSITY PLACE, AN <br />ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA <br /> <br />WHEREAS, Borrower has requested that interest be converted to a fixed rate rather than the <br />variable rate specified by such Deed of Trust with Adjustable Rate Rider and that the stated <br />maturity date be also hereby modified; <br /> <br />WHEREAS, Lender is willing to convert such variable rate loan into a fixed rate loan to <br />be secured by such Deed of Trust with Adjustable Rate Rider and modify the existing maturity <br />date; <br /> <br />WHEREAS, Borrower and Lender hereby desire to amend the existing Deed of Trust <br />with Adjustable Rate Rider identified hereinabove to provide that it shall continue to secure the <br />presently remaining indebtedness from and after the date hereinafter specified together with a <br />fixed rate of interest rather than a variable rate as originally set forth in such Adjustable Rate <br />Rider; <br /> <br />NOW, THEREFORE, it is agreed: <br /> <br />1. Interest Rate and Maturity Modification. Commencing effective DECEMBER 1. <br />2006. the indebtedness secured by the Deed of Trust with Adjustable Rate Rider hereinabove <br />identified shall accrue interest at a fixed rate of SEVEN percent (7.000%) throughout the <br />remaining term of such indebtedness and, notwithstanding the provisions contained in the <br />Adjustable Rate Rider, there shall be no further adjustments to such interest rate. The final <br />maturity of such indebtedness as modified, secured by such Deed of Trust shall be NOVEMBER <br />1. 2013, notwithstanding any other date of maturity which may have been specified in the Deed <br />of Trust hereinabove identified. <br /> <br />g' <br />~[ <br />~~ <br />: (3" <br /> <br />c...:> <br /> <br />CD <br /> <br />~~ <br /> <br />""-- <br />-- <br />'C,:J <br />c:J <br />