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200610370 23. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this Security Instrument. [Check applicable box(es)] DAdjustable Rate Rider D Graduated Payment Rider D Balloon Rider D Condominium Rider D Planned Unit Development Rider D Rate Improvement Rider D 1-4 Family Rider o Biweekly Payment Rider o Second Home Rider D Other( s) [specify] REQUEST FOR NOTICE OF DEFAULT AND FORECLOSURE UNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST Borrower and Lender request the holder of any mortgage, deed of trust or other encumbrance with a lien which has priority over this Deed of Trust to give Notice to Lender, at Lender's address set forth on page one of this Deed of Trust, of any default under the superior encumbrance and of any sale or other foreclosure action. IN WITNESS WHEREOF, Borrower has executed this Deed of Trust. ~~~ GERALD L. SCHEER (Seal) -Borrower ~_......,~ -~ CONNIE M. SCH ER (Seal) -Borrower (Seal) -ROITower (Seal) -Borrower STATE OF NEBRASKA, ~ Countyss: On this 15TH day of NOVEMBER, 2006, before me, the undersigned, a Notary Public duly commissioned and qualified for said county, personally came GERALD L. SCHEER and CONNIE M. SCHEER, HUSBAND AND WIFE, to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and acknowledged the execution thereof to be their voluntary act and deed. WITNESS my hand and notarial seal at ~~ W~ in said county, the date aforesaid. ~ Not My Commission expires: .J;ENERAL NOTARY-State of Nebraska KAY KESSLER JOHNSON _.. My Comm. Exp. July 9, 2009 Form 3828 (page 6 of 7 pages) 1111111111111111111111111111111111111111111111111111111