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<br />COLUMBIA, SC 29223
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<br />Loan No.: 1000270455 ~
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<br />DEED OF TRUST
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<br />MIN 100110710002704558
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defmed below and other words are defined in Sections 3, 11, 13, 18,20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated November 13, 2006, together with all Riders to this
<br />document. '_ I (J _ ;:::; ~ L.. .
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<br />(B) , "Borrower" is EFRAIN LAZARIN, A)< ..dJ<~ ~ AND LIOBARDO RIVERA, AN
<br />UNMA-RRIED M:Ap(. Borrower is the trustor under this SecurIty Instrument.
<br />r-er-SO"l /R
<br />(C) "Lender" is MERITAGE MORTGAGE CORPORATION. Lender is a Federal Savings Bank organized and
<br />existing under the laws of the United States. Lender's address is 9300 SW GEMINI DRIVE, SUITE 100, BEAVERTON,
<br />OR 97008.
<br />
<br />(D) "Trustee" is J'J/lNl'{YII.t/.t/tlIfItJII StlW/f/:$l!/, UJ;J. Gary D Byrne, a member of the Nebraska
<br />State Bar Association
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as
<br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />
<br />(F) "Note" means the promissory note signed by Borrower and dated November 13, 2006. The Note states that
<br />Borrower owes Lender Seventy Six Thousand Nine Hundred and OO/IOOths Dollars (U.S. $76,900.00) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than December 1,
<br />2036.
<br />
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
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<br />MERS Modified Form 3028 01/01
<br />14301 NE 08/00
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<br />, 0 002 704 5 5
<br />
<br />Nebraska Deed of Trust-Single Family-Fannie MaeIFreddic Mac UNIFORM INSTRUMENT
<br />-THE COMPLIANCE SOURCE, INC.- Page t of 13
<br />www.compliancesource.com
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