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<br />ENVIRONMENTAL RIDER <br /> <br />200610264 <br /> <br />THIS ENVIRONMENTAL RIDER is made this <br /> <br />16th <br /> <br />day of <br /> <br />_Nov~er, 2006___ and is incorporated into and shall be deemed to amend and <br />supplement the Mortgage, Deed of Trust or Security Deed ( the "Security Instrument") of <br />the same date given by the undersigned (the "Borrower") to secure Borrower's note <br /> <br />Pinnacle B~ <br /> <br />to <br /> <br />---~---_. (the "Lender") <br />of the same date and covering the property described in the Security Instrument. <br /> <br />ADDITIONAL REPRESENTATIONS AND WARRANTIES. In addition to the repre- <br />sentations and warranties l1lade in the Security Instrument, Borrower- further certifies that it <br />has exercised due diligence to ascertain whether the premises or any site within the vicinity <br />of the premises is or has been affected by the presence of asbestos, radon, lead, hazardous or <br />nuclear waste, toxic substances, or other pollutants or hazardous wastes or materials that <br />could be a detriment to the premises or its value. Borrower further certifies that it has <br />exercised due diligence to ascertain whether the premises or any operation thereon violates <br />any local, state or federal laws, regulations or standards. <br /> <br />INDEMNIFICATIONS AND HOLD HARMLESS AGREEMENT <br /> <br />1. Borrower, its successors and assigns and Borrower's guarantors (collectively referred to in <br />this Paragraph 1 as "Borrower") agree to defend, indemnify and hold harmless Lender, its <br />directors, officers, employees, agents, contractors, sub-contractors, licensees, invitees, <br />successors and assigns (collectively referred to in this Paragraph 1 as "Lender"), from and <br />against any and all claims, demands judgements, damages, actions, causes of action, injuries, <br />administrative orders, consent .agreement and orders, liabilities, penalties, costs, and <br />expenses of any kind whatsoever, including claims arising out of loss of life, injury to <br />persons, property, or business or damage to natural resources in connection with activities of <br />Borrower, its predecessors in interest, third parties who have trespassed on the Premises, or <br />parties in a contractual relationship with Harrower, or any of them, whether or not <br />occasioned wholly or in part by any condition, accident or event caused by any act or <br />omission of Lender, which: <br /> <br />(A) Arises out of the actual, alleged or threatened discharge, dispersal, release, storage, <br />treatment, generation, disposal or escape of pollutai1ts or other toxic or hazardous <br />substances, including any solid, liquid, gaseous or thermal irritant or contaminant, <br />including smoke, vapor, soot, fumes; acids, alkalis, chemicals and wastes (including <br />materials to be recyled, reconditioned or redaimed); or <br /> <br />. , <br />(U) Actually or allegedly arises out of the Use, specification, or inclusion of any product, <br />material or process containing chemicals, the failure to detect the existence or proportion <br />of chemicals in the soil, air, surface water or groundwater, or the performance of failure <br />to perform the abatement of any pollution source or the replacement or removal of any <br />soil, water, surface water, or groundwater containing chemicals. <br /> <br />