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<br />After Recording Return To:
<br />OWNIT MORTGAGE SOLUTIONS, INC.
<br />27349 AGOURA ROAD, SUITE 100
<br />AGOURA HILLS, CALIFORNIA 91301
<br />
<br />[Space Above This line For Recording Data]
<br />
<br />DEED OF TRUST
<br />
<br />MIN: 100224640000977588
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are aiso provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated NOVEMBER 9, 2006 , together
<br />with all Riders to this document.
<br />(B) "Borrower" is DANIELLE DEAVER AND ROBB R DEAVER, HUSBAND AND WIFE
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is OWNIT MORTGAGE SOLUTIONS, INC.
<br />
<br />Lender is a CALIFORNIA CORPORATION
<br />and existing under the laws of CAL I FO RN I A
<br />Lender's address is 27349 AGOURA ROAD, SUITE 100, AGOURA HILLS,
<br />CALIFORNIA 91301
<br />
<br />organized
<br />
<br />(D) "Trustee" is TICOR TITLE INSURANCE
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 9, 2006
<br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY-TWO THOUSAND FIFTY
<br />AND 00/100 Dollars(U.S.$ 132,050.00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />DECEMBER 1, 2036
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />
<br />[X] Adjustable Rate Rider
<br />D Balloon Rider
<br />D 1-4 Family Rider
<br />D Condominium Rider
<br />
<br />D Planned Unit Development Rider
<br />o Biweekly Payment Rider
<br />D Second Home Rider
<br />D Other(s) [specify]
<br />
<br />NEBRASKA--Single FamilynFannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS
<br />Form 3028 1/01 Page 1 of 10
<br />
<br />DocMagic f?mt1"(}"{]fJff,:; 800,649,1362
<br />www.docmagic.com
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