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<br />e of Natural Person]
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<br />Chester Ave
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<br />Cleveland,OH 44114
<br />[City, State Zip Code]
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<br />DEED OF TRUST
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<br />Loan Number: 1710527~. ~"
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<br />~INI00162500017105272
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<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defmed in Sections 3, 11, 13, 18,20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated November 9, 2006, together with all Riders to this
<br />document.
<br />
<br />(B) "Borrower" is Jessica M. Widga, a married woman. Borrower is the trustor under this Security Instrument.
<br />
<br />(C) "Lender" is Ohio Savings Bank. Lender is a Federal Savings Bank organized and existing under the laws of The
<br />United States of America. Lender's address is 1801 East Ninth Street Suite 200, Cleveland, OR 44114.
<br />
<br />(D) "Trustee" is Old Republic National Title Insurance Company.
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as
<br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument.
<br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />
<br />(F) "Note" means the promissory note signed by Borrower and dated November 9, 2006. The Note states that
<br />Borrower owes Lender Thirty Seven Thousand and 00/100ths Dollars (U.S. $37,000.00) plus interest. Borrower has
<br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than December 1, 2036.
<br />
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to
<br />be executed by Borrower [check box as applicable):
<br />
<br />Nebraska Deed ofTrust-SingJe Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT
<br />-THE COMPLIANCE SOURCE, INC.- Page 1 of 13
<br />v.rww.complianccsource.com
<br />
<br />MERS Modified Form 3028 01/01
<br />14301NE 08/00
<br />102000. The CotnpH""ce Source, Inc.
<br />1710527
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