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<br />
<br />Record and Return To: 'R1)-
<br />United General Title Ins f;J\'1
<br />Fiserv-27 Inwood Road
<br />ROCKY HILL, CT 06067
<br />
<br />CHAPMAN, DONNA R
<br />
<br />_ '" ___~ ~__' _ _ _........~" _ -=rLI'" ,.
<br />
<br />THIS INSTRUMENT WAS PREPARED BY:
<br />SHILPA PANSANIA
<br />
<br />ACCOUNT NO.: 106091805808000
<br />
<br />HOME EQUITY LINE OF CREDIT DEED OF TRUST
<br />
<br />In this Deed of Trust, DATED 10/24/2006, "You", "Your" and "Yours" means DONNA R. CHAPMAN who took
<br />title as DONNA R. PETZOLDT, A SINGLE PERSON ("Trustor"). "We," "Us" and "Our" means Citibank, NA,
<br />a national banking association, whose home address is 3900 Paradise Road, Suite 127, Las Vegas, Nevada 89109
<br />(beneficiary). The "Trustee" means FIRST AMERICAN TITLE INS. CO. 13924 GOLD CIRCLE OMAHA,
<br />NE 68144 or any successor appointed pursuant to paragraph 28 of this Deed of Trust. The "Borrower" means the
<br />individual(s) who has(ve) signed the Home Equity Line of Credit Agreement and Disclosure (the "Agreement") of
<br />even date herewith and in connection with this Deed of Trust.
<br />The "Property" means the real estate, including the leasehold (if any), located in HALL County.
<br />
<br />[SEE ATTACHED LEGAL DESCRIPTION I
<br />
<br />THIS DEED OF TRUST between You and Us is made as of the date next to Your first signature below and has a
<br />final maturity date 30 years and 2 months from such date.
<br />
<br />The Agreement provides that the credit secured by the Property is an open-end revolving line of credit at a variable
<br />rate of interest. The maximum amount of all loan advances made to the Borrower under the Agreement and which
<br />may be secured by this Deed of Trust may not exceed $35,800.00 (the "Credit Limit"). At any particular time, the
<br />outstanding obligation of Borrower to Us under the Agreement may be any sum equal to or less than the Credit
<br />Limit plus interest and other charges owing under the Agreement and amounts owing under this Deed of Trust.
<br />Obligations under the Agreement, Deed of Trust and any riders thereto shall not be released even if all indebtedness
<br />under the Agreement is paid, unless and until We cause a reconveyance of the property to be executed to Trustor arid
<br />such release is properly recorded.
<br />
<br />TO SECURE to Us: (a) the payment and performance of all indebtedness and obligations of the Borrower under the
<br />Agreement or any modification or replacement of the Agreement; (b) the payment of all other sums advanced in
<br />accordance herewith to protect the security of this Deed of Trust, with finance charges thereon at the variable rate
<br />described in the Agreement; and (c) the payment of any future advances made by Us to Borrower (pursuant to
<br />Paragraph 16 of this Deed of Trust (herein "Future Loan Advances")) and, in consideration of the indebtedness
<br />herein recited, You hereby irrevocably grant and convey to the Trustee, in trust for our benefit, with power of sale,
<br />the Property;
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the Property, and all easements, rights,
<br />appurtenances, rents (subject however to the rights and authorities given herein to You to collect and apply such
<br />rents), royalties, mineral, oil and gas rights and profits, water, water rights and water stock, and all fixtures now or
<br />
<br />CFX-II-SI-703-NF
<br />CHAPMAN
<br />
<br />10f8
<br />
<br />R~vis~d 09/27/2006
<br />ACAPS: 106091805808000
<br />
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