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<br />200610012 <br /> <br />Loan No: 032714366 <br /> <br />DEED OF TRUST <br />(Continued) <br /> <br />Page 8 <br /> <br />or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note <br />or Related Documents and any amounts expended or advanced by Lender to discharge Trustor's obligations or expenses incurred by <br />Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as provided in this <br />Deed of Trust. <br /> <br />Lender. The word "Lender" means BANK OF THE WEST, its successors and assigns. The words "successors or assigns" mean any <br />person or company that acquires any interest in the Note. <br /> <br />Note. The word "Note" means the promissory note dated October 27, 2006, in the original principal amount of <br />$14,800.00 from Trustor to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations <br />of, and substitutions for the promissory note or agreement. The maturity date of this Deed of Trust is October 25, 2010. <br /> <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or <br />hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and <br />additions to, all replacements of, and all substitutions for, any of such property; and together with all proceeds (including without <br />limitation all insurance proceeds and refunds of premiums) from any sale or other disposition of the Property. <br /> <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br /> <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust. <br /> <br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental <br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other <br />instruments, agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness. <br /> <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived <br />from the Property. <br /> <br />Trustee. The word "Trustee" means BANK OF THE WEST, whose address is 1450 TREAT BLVD, WALNUT CREEK, CA 94597 and <br />any substitute or successor trustees. <br /> <br />Trustor. The word "Trustor" means THOMAS M NOWICKI and LORRIE R NOWICKI. <br /> <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST. AND EACH TRUSTOR AGREES TO <br />ITS TERMS. <br /> <br />TRJO' <br />X. ~/JI! Il-~LI <br /> <br />T M M NOWICKI <br /> <br />I} , <br /> <br />X ~/lAC~ Ij ,45(f)tj.):; <br />L R R NOWICKI '. <br /> <br />INDIVIDUAL ACKNOWLEDGMENT <br /> <br />STATE OF '1I.P. brClS~tt- <br /> <br /> <br />COUNTY OF .._.~m <br /> <br />I <br />) SS <br />) <br /> <br />On this day before me, the undersigned Notary Public. personally appeared THOMAS M NOWICKI and LORRIE R NOWICKI. to me known to <br />be the individuals described in and who executed the Deed of Trust. and acknowledged that they signed the Deed of Trust as their free and <br />voluntary act and deed, for the uses and purposes therein mentioned. <br /> <br />Given under my hand and official seal this _...& '7 .1,/) . 20 Ott!.._ <br /> <br />~--NOTARY''''III''''' <br />"AULA BOROFF <br />MvComtn. Exp.)Ift. 31, 2001 <br /> <br /> <br />-1}f <br />b8 ~10 <br />