<br />200610012
<br />
<br />Loan No: 032714366
<br />
<br />DEED OF TRUST
<br />(Continued)
<br />
<br />Page 8
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<br />or Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note
<br />or Related Documents and any amounts expended or advanced by Lender to discharge Trustor's obligations or expenses incurred by
<br />Trustee or Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as provided in this
<br />Deed of Trust.
<br />
<br />Lender. The word "Lender" means BANK OF THE WEST, its successors and assigns. The words "successors or assigns" mean any
<br />person or company that acquires any interest in the Note.
<br />
<br />Note. The word "Note" means the promissory note dated October 27, 2006, in the original principal amount of
<br />$14,800.00 from Trustor to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations
<br />of, and substitutions for the promissory note or agreement. The maturity date of this Deed of Trust is October 25, 2010.
<br />
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or
<br />hereafter owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and
<br />additions to, all replacements of, and all substitutions for, any of such property; and together with all proceeds (including without
<br />limitation all insurance proceeds and refunds of premiums) from any sale or other disposition of the Property.
<br />
<br />Property. The word "Property" means collectively the Real Property and the Personal Property.
<br />
<br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust.
<br />
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental
<br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other
<br />instruments, agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness.
<br />
<br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived
<br />from the Property.
<br />
<br />Trustee. The word "Trustee" means BANK OF THE WEST, whose address is 1450 TREAT BLVD, WALNUT CREEK, CA 94597 and
<br />any substitute or successor trustees.
<br />
<br />Trustor. The word "Trustor" means THOMAS M NOWICKI and LORRIE R NOWICKI.
<br />
<br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST. AND EACH TRUSTOR AGREES TO
<br />ITS TERMS.
<br />
<br />TRJO'
<br />X. ~/JI! Il-~LI
<br />
<br />T M M NOWICKI
<br />
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<br />
<br />X ~/lAC~ Ij ,45(f)tj.):;
<br />L R R NOWICKI '.
<br />
<br />INDIVIDUAL ACKNOWLEDGMENT
<br />
<br />STATE OF '1I.P. brClS~tt-
<br />
<br />
<br />COUNTY OF .._.~m
<br />
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<br />)
<br />
<br />On this day before me, the undersigned Notary Public. personally appeared THOMAS M NOWICKI and LORRIE R NOWICKI. to me known to
<br />be the individuals described in and who executed the Deed of Trust. and acknowledged that they signed the Deed of Trust as their free and
<br />voluntary act and deed, for the uses and purposes therein mentioned.
<br />
<br />Given under my hand and official seal this _...& '7 .1,/) . 20 Ott!.._
<br />
<br />~--NOTARY''''III'''''
<br />"AULA BOROFF
<br />MvComtn. Exp.)Ift. 31, 2001
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