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<br />200610006 <br /> <br />A CREDIT AGREEMENT MUST BE IN WRITING TO BE ENFORCEABLE UNDER <br />NEBRASKA LAW. TO PROTECT YOU AND US FROM ANY MISUNDERSTANDINGS <br />OR DISAPPOINTMENTS, ANY CONTRACT, PROMISE, UNDERTAKING, OR OF}'ER <br />TO FOREBEAR REPAYMENT OF MONEY OR TO MAKE ANY OTHER FINANCIAL <br />ACCOMMODATION IN CONNECTION WITH THIS LOAN OF MONEY OR GRANT OR <br />EXTENSION OF CREDIT, OR ANY AMENDMENT OF, CANCELLATION OF, WAIVER <br />OF, OR SUBSTITUTION FOR ANY OR ALL OF THE TERMS OR PROVISIONS OF ANY <br />INSTRUMENT OR DOCUMENT EXECUTED IN CONNECTION WITH THIS LOAN OF <br />MONEY OR GRANT OR EXTENSION OF CREDIT, MUST BE IN WRITING TO BE <br />EFFECTIVE. <br /> <br />TRUSTOR(S): <br /> <br />LENDER <br /> <br />~e-l~h c;;, ~f€-- <br />SHELAGH G CHOPE <br /> <br />TierOne Bank, successor to United <br />Nebraska B " by merger~_~ <br /> <br />By: <br /> <br /> <br />::11~ 6l~ - <br />THOMASFCHOPE~ <br /> <br />INDIVIDUAL ACKNOWLEDGEMENT <br /> <br />ST ATE OF NEBRASKA) <br /> <br />COUNTY OF HALL )ss <br /> <br />On this 3RD day of NOVEMBER, 2006, before me, a notary public in and for said county and state, <br />personally appeared SHELAGH G CHOPE and THOMAS F CHOPE, WIFE AND HUSBAND, the <br />identical person(s) whose name(s) is/are subscribed to the foregoing instrument and acknowledged <br />the execution thereof to be his/her/their voluntary act and deed. <br /> <br />WITNESS my hand and notarial seal, in said county and <br />written. <br /> <br /> <br />GENERAl NOTARY - Stale of Nebraaka <br />GARY A KISER <br />My Comm. Exp. July 9, 2008 <br /> <br /> <br />above <br /> <br />LENDER ACKNOWLEDGMENT <br /> <br />STATE OF NEBRASKA ) <br /> <br />COUNTY OF HALL )ss <br /> <br />On this 3RD day of NOVEMBER, 2006, before me, a notary public in and for said county <br />and state; personally appeared frAR YK:ISER, a SR COR.P-& AG BANKING {>FFICER of TierOne <br />Bank, successor to United Nebraska Bank (by merger), the identical person whose name is <br />subscribed to the foregoing instrument and acknowledged the execution thereof to be his voluntary <br />act and deed on behalf of the Bank. <br /> <br />.J;ENERAL NOTARY-Slale of Nebraska <br />: ASHLEY AMBROSE <br />.._.. . My Comm. Exp. Jan. 5. 2009 <br /> <br /> <br />WITNESS my hand and notarial seal, in said count <br />written. <br /> <br />Grand Island Mod Individual Kivett 0105.doc <br />