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<br />200609817 <br /> <br />4012005 - 9 0 <br /> <br />SECOND HOME RIDER <br /> <br />THIS SECOND HOME RIDER is made this :J 0 day of 0 c toll e r 7 0 0 (, , <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed <br />(the "Security Instrument") of the same date given by the undersigned (the "Borrower," whether there are one or more <br />persons undersigned) to secure Borrower's Note to P L AT T E V ALL I: Y SI Al E BAN K & T f! U S T CO <br />(the "Lender") of the <br />same date and covering the Property described in the Security Instrument (the "Property"), which is located at: <br /> <br />25;!O WEST STATE STREET ,GRAND ISLAND.Nt: beeo:) <br />[Property Address] <br /> <br />In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further <br />covenant and agree that Sections 6 and 8 of the Security Instrument are deleted and are replaced by the following: <br />6. Occupancy. Borrower shall occupy, and shall only use, the Property as Borrower's second home. <br />Borrower shall keep the Property available for Borrower's exclusive use and enjoyment at all times, <br />and shall not subject the Property to any timesharing or other shared ownership arrangement or to <br />any rental pool or agreement that requires Borrower either to rent the Property or give a management <br />firm or any other person any control over the occupancy or use of the Property, <br />8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, <br />Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge <br />or consent gave materially false, misleading, or inaccurate information or statements to Lender (or <br />failed to provide Lender with material information) in connection with the Loan. Material <br />representations include, but are not limited to, representations concerning Borrower's occupancy of <br />the Property as Borrower's second home. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this Second Home <br />Rider. <br /> <br /> <br />( <br /> <br />(Seal) <br />-Borrower <br /> <br />jSeal) <br />-Borrower <br /> <br />MUL T1STATE SECOND HOME RIDER--Single Family-.Fannie Mae/Freddie Mac UNIFORM INSTRUMENTForm 3890 1/01 (page 1 of 1 page) <br />2NU HOME RIDER LS <br />