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<br />DEED OF TRUST
<br />
<br />DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, Il, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated........................ J!l.-7~.-7!l.QQ............................., together
<br />with all Riders to this document.
<br />(B) "Borrower" is .t/I'C~l\~~.G.. W~!iN~~,.~ .&ING~~.~m&w............ .. . . . . . . . . .. . . . . . . . .... . . . . ..... . . . . . . . .. . . ... . . ......... . . . . . . . . .
<br /> . . . . . . . . . ... . .
<br />
<br />......................................................................................................................................................... .
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is .~!\N~.Qf .QQNII'.~!\N . . . ................. . . . ........ .. ....... . . . . . . . . . . . . . . . .............. .. . . . . . . . . . . . . . ........ . . . . ..
<br /> . . ... . . . . . . . .. .
<br />Lender is a .GQR~Q~ATlQ~........................................................................................... organized and existing under
<br />the laws of .TH.~ ~.1~:r.~ P.~ N~~~A&~A........................................ . Lender's address is . P. 9. ~j:l~PQ, .QQf1I.lPH~~,.~~. ~.~~~7:0P.Q......
<br />
<br />.........................................................................................................................................................
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is J:I~.~Q~.E. ~N~~. .~,.Q.. ~P.~ .~~Q~~. .~ING9.LN,.~.E. .Q~~P.1. , ........ .. . . . .... . . . . . ........... . ... . . . . . . . .... . . .......... . . . . . . .
<br /> . . . . . .. . . . . . .
<br />(E) "Note" means the promissory note signed by Borrower and dated .1.Q-7.~).QQ~.................................................... . The
<br />Note states that Borrower owes Lender m>H1HI~.1I;1P.USMIO.~llm:r. tl.UI\IJlfJ~D.(lNO.l\IPJJP.Q........................................................
<br />.................................................. Dollars (U.S. $ .~~,~Q9,QQ........................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than..................... J.l.-P.1;2JJ.~l).....................
<br />
<br />........................................................................................................................................................ .
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instmment, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower Icheck box as applicablej:
<br />o Adjustable Rate Rider 0 Condominium Rider
<br />o Balloon Rider 0 Planned Unit Development Rider
<br />o 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(I.,) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due-for {i)_principaLand,intf;!;e$tunder the JI.j"{)te, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESP A" means the Real Estate Settlement Procedures Act (12 U. S. C. ~260 1 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />o Second Home Rider
<br />o Other(s) [specify] .......................
<br />
<br />Form 3028 1/01
<br />
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT ~. \
<br />Bonkers Systems. Inc" St. Cloud. MN Form MD-l-NE 8/17/2000 ~
<br />ref: 1/2001 (page 1 of 7 pages)
<br />
<br />11111111111111111111111111111111111
<br />
<br />JB2AO
<br />
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