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<br /> 10 n ~ Di <br /> m :s: <br /> C! t ~-_) <br /> m en ..'~::'~'::> Cl U' <br /> i n :I: c:.;~::::;) <br /> Z " rj., 0 ~.l <br /> n ;;IIi: >t, c.:: }:;.,. rv!. <br /> J: n 0 " . L~::: ~,,~.l <br /> l:; ~ 0\ "'_ ~::::" ;::) ~.. <br /> rn .",~,J So, --1 PI <br /> c:::: c::l <br /> n ~ 1"1"1 ... ~- -< c:)~ <br />N "" X (;"") t'""'" ("'~! <br />S 0 ,.....~,r1". 0 ny'\ <br />S ~ CO '\~ N -q ~I <br />en -""1 .'4' o. <br />S Y\ , :"y-;-: ;":'1, <br /><.0 C) 1-" }\ ::D J":" . .. <br />-...j I" ::3 [-.. :;1) <br /><.0 " c:' t ,- ,- :i2 <br />N (J if! ~ I-' (j) <br /> e:::, , , <br /> );.>- CD ;a. <br /> <:.j '--" ---- <br /> N (j) N ~ <br /> (J) <br />"-. .- .- -- <br /> <br /> <br />05.:;0 <br /> <br />[Space Above This \...\ne For Recording Data] <br /> <br />Loan No: 450609209 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />II, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated November 1, 2006 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Scott L Grudzinski and Cheryl S. Grudzinski, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Commercial Bank <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Central National Bank <br /> <br />Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated November 1, 2006 <br />The Note states that Borrower owes Lender <br />ElghtyEight Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 88,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than November 1, 2036 <br /> <br />NEBRASKA- Single Family _ Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Fonns Inc. (800) 446.3555 <br />LFI#FNMA3028 4/02 Page 1 of 13 Initials: <br />