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<br />200609668 <br /> <br />Loan Number: 1000269748 <br /> <br />BALLOON RIDER <br /> <br />THIS BALLOON RIDER is made this 24th day of October, 2006, and is incorporated into and shall be <br />deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed (the "Security Instrument") of the <br />same date given by the undersigned ("Borrower") to secure Borrower's Note (the "Note") to MERITAGE <br />MORTGAGE CORPORATION (the "Lender") of the same date and covering the property described in the <br />Security Instrument and located at: <br /> <br />4220 WEST 13TH STREET, GRAND ISLAND, NE 68803 <br />[Property Address] <br /> <br />The interest rate stated on the Note is called the "Note Rate." The date of the Note is called the "Note Date." I <br />understand the Lender may transfer the Note, Security Instrument and this Rider. The Lender or anyone who takes <br />the Note, the Security Instrument and this Rider by transfer and who is entitled to receive payments under the Note <br />is called the "Note Holder." <br /> <br />Additional Covenants. In addition to the covenants and agreements in the Security Instrument, Borrower and <br />Lender further covenant and agree as follows (despite anything to the contrary contained in the Security Instrument <br />or the Note): <br /> <br />THIS LOAN IS PAYABLE IN FULL AT MATURITY. YOU MUST REPAY THE ENTIRE PRINCIPAL <br />BALANCE OF THE LOAN AND UNPAID INTEREST THEN DUE. THE LENDER IS UNDER NO <br />OBLIGATION TO REFINANCE THE LOAN AT THAT TIME. YOU WILL, THEREFORE, BE <br />REQUIRED TO MAKE PAYMENT OUT OF OTHER ASSETS THAT YOU MAY OWN, OR YOU WILL <br />HAVE TO FIND A LENDER, WHICH MAY BE THE LENDER YOU HAVE THIS LOAN WITH, WILLING <br />TO LEND YOU THE MONEY. IF YOU REFINANCE THIS LOAN AT MATURITY, YOU MAY HAVE TO <br />PAY SOME OR ALL OF THE CLOSING COSTS NORMALLY ASSOCIATED WITH A NEW LOAN EVEN <br />IF YOU OBTAIN REFINANCING FROM THE SAME LENDER. <br /> <br />Balloon Rider <br />-The Compliance Source, Inc.- <br />www.compliancesource.com <br /> <br />Pagel of 2 <br /> <br />527I3MU 08105 <br /> <br /> <br />IlllilrUllOO <br /> <br /> <br />1 0 0 0 Z 6 9 748 <br /> <br />1 <br />