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<br />10 <br />m <br />"'" <br />c:: <br />("'\ Z <br />~~~ <br />(")(1) <br />~::J: <br /> <br />n n <br />% 1:; <br />m r____' <br />n :I: ~':.-:-..:,;) 0 (n <br /> ~ <br />A <::r.> C> -~ <br /> :-_)1,_ c: J.>-- <br /> <.:::I Z -i <br />€) ,. " C-:) -i rn <br /> _.or i' ---i <br /> rn ': '", ~ -< (-;) <br />\J\ ,') , ~ - ..... .." <br /> O.~~": r'0 C> <br />. J: " <br />\j\ .." ,..,,"~ <br /> t. \',1 <br /> 0 ;I> ,"';'''1 <br /> " r. -0 <br /> ., r-- :::0 <br /> Pl h ::3 <br /> c.:-> r l> <br /> 4/) ~. (n <br /> (1 t---> 7' <br /> C' :t:> <br /> t---> "--' '--' <br /> en C/I <br /> en <br /> <br />N <br />CSl <br />CSl <br />m <br />CSl <br /><0 <br />+:- <br />m <br />m <br /> <br />rter recording please return to: <br /> <br />hio Savings Bank AUn: Document Control <br />ompany Name) <br /> <br />9me of Natural Person} <br /> <br />II Chester Ave <br />- ------ --- {Street Address} <br /> <br />i <br /> <br />o <br /> <br />~ <br /> <br />Cleveland,OH 44114 <br />{City, State Zip Code} <br /> <br />&6,0 <br /> <br />{Space Above This Line For Recording Data} <br /> <br />Loan Number: 1545818 <br /> <br />DEED OF TRUST <br /> <br />~INI001625000I5458186 <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, II, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated October 20, 2006, together with all Riders to this <br />document. <br /> <br />(B) "Borrower" is Kadhim G. AI-ebadi and Heather D. AI.ebadi, Husband and Wife, as joint tenants. Borrower is <br />the trustor under this Security Instrument. <br /> <br />(C) "Lender" is Ohio Savings Bank. Lender is a Federal Savings Bank organized and existing under the laws of The <br />United States of America. Lender's address is 1801 East Ninth Street Suite 200, Cleveland, OH 44114. <br /> <br />(D) <br /> <br />"Trustee" is \"" .. ' <br />\ ( GU'0 S n (j..." \J \'\ <br /> <br />(E) "~ERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. ~ERS is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, <br />Flint, MI 48501-2026, tel. (888) 679-MERS. <br /> <br />(F) "Note" means the promissory note signed by Borrower and dated October 20,2006. The Note states that Borrower <br />owes Lender Seventy Eight Thousand and OO/lOOths Dollars (U.S. $78,000.00) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debtin full not later than November 1,2036. <br /> <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br /> <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under thc <br />Note, and all sums due under this Security Instrument, plus interest. <br /> <br />Nebraska Deed of Trust-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />-THE COMPLlA~:CE SOURCE, INC.~ Page I of 13 <br />www.(..omplianccsource.com <br /> <br />MERS Modified Form 3028 01/01 <br />14l0lNE OSfOO <br />02000, The CQmpliance Source, 10('.. <br />1545818 <br /> <br />"~fr <br />K~t1 <br /> <br />ga <br />c::>lu <br />r'0[ <br />~r: <br />enS"' <br />CJ~ <br />~i <br />(])~ <br />