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<br />DEED OF TRUST
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<br />PARTIES: This Deed of Trust is made on 08/02/2006 among, the Grantor, BARBARA L ENGLISH and MICHAEL L ENGLISH, WIFE AND
<br />HUSBAND ("Borrower"),
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION,OfGJ~A.NI>JS.Ll\.ND,_[l_c~rp~~lion organi;zed and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender").
<br />CONVEYANCE: For value receivea;-Borrower irrevocahIygrants and-conveys to-Trustee, in trust, with power of sale, thereai propeny, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property").
<br />PROPERTY ADDRESS: 6543 N NORTH ROAD, Grand Island, Nebraska 68803
<br />
<br />LEGAL DESCRIPTION:
<br />
<br />SEE ATTACHED EXHIBIT A
<br />
<br />A lKAcrOF LAND "LUMPKIMNli A YAKl Vr IHt. NUKIHWt.:SI ()UAKlbK (NW Y-i) or :sfC1101\T1Brr<1EEN (IJ), IUWN:SHIP
<br />I ~~Lv~ (12) Iq-uKlt1, KA1'lllJ!: 1J:',!'II PV) WI::'.:Sl VI' lt11::'. OlH Y.M., HALL LVUN I Y, NbtlKA:SJV(, BEffi'V lQIVKI::'. YAKllLULAKL Y
<br />DeSCRIB[D A8 rOLLOWS. DeGFNWUC Xl' 'fIle BOUTII'l.'e8T COR-HeR (SW 1,'4 CORNER) or SAID HW ?i FOR A DI3TAHCE Of
<br />52i QO fssT; THE}rC~ RUN"'J~r0 mr AN .\88UMED BEARINO or}oJ ~l'r 86' 87' e ON TIle SOUTH UNe or SAID NWl,'4 rOK 666.00
<br />fEsT; nU!:}JCB E gl;l,.o~'..Q;Z" \\' ..pA~AW::,L~y.;J+J.prJooIbBQY'H.J..bI~e.er..g^ID NWh'+ FOR 518.8IH[[T TO A POINT ON TIlE weST
<br />LINE .of SAIO ~I+,- .:if ME-Nee- !t ~~...~ ~ ~ '?'ftr- W!!~ t';rNE~ ~fnD llfW H4" 'Olt -660.60 f'~I!T TO TH~ rOJ!~ I OF
<br />BeCINNING.
<br />
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust. includes any amounts
<br />Borrower owes :0 Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof):
<br />
<br />II A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 08/02/2006
<br />
<br />II Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />
<br />o Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />
<br />The above obligation is due and payable on August 01, 2009 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $2,355.50, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />o Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />o A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof
<br />
<br />RIDERS: ASSIGNMENT OF RENTS
<br />
<br />'",,- ,'; _..-,-~.....,,"""'"'' '" , " DESIGNATION OF HOMESTEAD ----
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead inttached to this deed of trust and made a part hereof has
<br />o been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and in any riders described above signed by Borrower.
<br />
<br />-.d:lI.bdu:U ~ ~/J(t~J.L
<br />BARBARA L ENGLI H
<br />
<br />.~. tt /J"'~ ~
<br />1'7' , :~.I -..~V' ~,. /<r- /
<br />
<br />~~L~/ rr:: 74'.J:
<br />ICHAEL L ENGLISH
<br />
<br />J GENERAl NOTARY - State of Nebraska
<br />JUSTIN GRAYBILL
<br />My Comm. Exp. Jan. 28. 2009
<br />
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on!i...J /5' /2006
<br />By BARBARA L ENGLISH and MICHAEL L ENGLISH, WIFE AND HUSBAND
<br />
<br />My"'mm;";on~pire" {/~'it /'Jco 'i U, ~,CQ
<br />
<br />/
<br />
<br />(Notary Public)
<br />
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