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<br />200609364 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />;!.J;J J Li- <br /> <br />Ri ard T. Soto <br /> <br />(Seal) <br />- Borrower <br /> <br />~lf.~ <br /> <br />Virgin. . Soto <br />(Sign IgmalOnly) <br /> <br />(Seal) <br />- Borrower <br /> <br />002003863108 <br />CI:l {6 IhOO.. (0407)-01 <br /> <br />Page14of15 <br /> <br />~ fore TmT <br /> <br />CitiMortgage 3.2.5.06 VI <br />