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<br />. . <br /> <br />200609362 <br /> <br />cxerci~c is prohil.ri[cd by federal law as of me date of mis Secu.rlty IIlStrumellt. Lender also sl1{lll not exercise this <br />option if: (a) Borrower causes to be submitt~d co Lende, info11IL1tion requil'ed by Lerldcr to evalmuc the intended <br />uansferee as if a new loan were being made to the rransfen:e; and (b) Le:ndcr reasonably determines thf\[ Lender's <br />security will not DC imp.aired by the loan assump60lHUld that fhe risk of a bmach of any CO'Ve:tlaTII or agreemeIlI in <br />this Security InslmmenC is accepmbk to Lender. <br />To tiw extent permiucd by applicable law, L<mder may charge a reasonable fee as a condition to Lender's <br />COllsem to the loan assumption. Lender also may require the lransferee to sign an assumption agreement l:hm is <br />iJ,cceptable to Lender 'and thar obligates the transferee to keep all tlle promises and agreements wade in the NOle <br />a\l<;! in mis Secur-iry Instrument. Borrower will contiuue to be oblig;:IJed under the No[e and Security 1nstrument <br />unless Lender rele<LStS Borrow~r in writing. <br />If tender exercises me option [0 require irmnediale payment ill full, Lender shall give Botl'ower notice of <br />acceleration- The notice shall provide a period of not less than 30 days from the dare the Horice is delivered or <br />mailed withi):! which Borrower must pay all SlllIlS secured by mis Securi~y Instrument. If Horrower fails w pay <br />these sums prior ro the expiracioIl of this period. Lender may invoke any n:rne(iies pem::rined by this Security <br />InSlIl,lment witho\.l! furmer notice or demand Oil Borrower. <br /> <br />BY SIGNING BELOW, BorrQweI' accepts and agrees to tbe terms and CQven&:J1lS contained III this <br />Fix:edl Ad justab 1 e Rate Rider. <br /> <br />WILL~'~~' . <br /> <br />~ <br /> <br />.(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrowr;:r <br /> <br />r~~- <br />CANDIDA RUZ MCNAMEE <br /> <br />"_ (Seal) <br />-Borrower <br /> <br />___(Seal) <br />-Borrower <br /> <br />(Sign Original Only] <br /> <br />Fixod/Adju1it:abJe fl$te H1dar - Libor <br /> <br />.all .1;156016 (Dp10) <br />l){i T,,^ <br /> <br />raga ~ Qf:) <br /> <br />195601 B3 (05103104) PC <br /> <br />Loa:n No" 6412046-1879 <br />