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e e 200609257 23. Reconveyance. Upon payment of all swns secured by this Security Instrwnent, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrwnent and all notes evidencing debt secured by this Security Instrwnent to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrwnent recorded in the county in which this Security Instrwnent is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrwnent and in any Rider executed by Borrower and recorded with it. x /fJ ~ F/ .............,.......I'..~~........................ (Seal) L. . Dubbs - Borrower ...:... .Z.... ~&.:d~:u~~.................. (Seal) I Dubbs - Borrower (Space Below This line For Acknowledgmentl ST ATE OF NEBRASKA County of ...... .~\o.JJ................................... The foregoing instrwnent was acknowledged before me this . JQ..Q~:~QQ~........................................................... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . (date) by l..O, .Oll.~b~; .JlI.c.llel Dub.bs. .HU.S.biln.~ .lllJ~. Wi~e. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . .... . . . . . .. ........ . ........ . . .. . . ............ . . . . ......... ........................... .. . . . . . . . (name of person acknowledged). My Commission expires: ~ ..........~.....i':\..\Y.h\;~................................ GENERAL NOT i\RY . State 01 Nebraska ~ lit PAULA M. MAYFIELD ~~~ My Comm. Exp. oct. 2. 2009 NEBRASKA~Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Bonko,. Syotoms. Inc., St. Cloud. MN Form MD-l-NE 6/17/2000 Form 302B 1/01 (page 7 of 7 pages)