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<br />200609138 <br /> <br />PERMANENT LOAN EXTENSION AGREEMENT <br /> <br />This Permanent Loan Extension Agreement (this "Agreement") is made to be effective as of the 11th day of November, 2006, <br />and is incorporated into and shall be deemed to amend, supplement and extend the Mortgage, Deed of Trust, Deed or Security <br />Deed (the "Security Instrument") dated as of the 14th day of September, 2005, executed by the undersigned Borrower(s) <br />(referred to herein as "Borrower", whether one or more), in favor of Wells Fargo Bank, National Association ("Lender"). (Lender <br />and its successors and assigns shall be referred to herein as the "Note Holder".) The Security Instrument secures a Note (the <br />"Note") dated the same date as the Security Instrument payable to the order of Lender. All terms defined in the Security <br />Instrument shall have the same meaning in this Agreement. This mortgage was recorded as instrument 0200509124 <br /> <br />ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower (and <br />each Borrower if more than one) further covenants and agrees as follows: <br /> <br />1. PERMANENT LOAN. The Security Instrument, as amended and extended by this Agreement, secures a permanent <br />mortgage loan that replaces a construction loan between Lender and Borrower dated the same date as the Security Instrument <br />and evidenced by the Note with a Construction Loan Addendum Amending Note. The Note, as amended by a Permanent Loan <br />Addendum amending Note, evidences the permanent mortgage loan. Upon execution of this Agreement and the Permanent <br />Loan Addendum, the terms and conditions of the Construction Loan Addendum Amending Note shall be of no further force and <br />effect. <br /> <br />2. DEFINITIONS. The definitions set forth in the Security Instrument are amended as follows: <br /> <br />"Lender". Lender's address is P.O. Box 10304, Des Moines, IA 50306-0304. <br /> <br />"Note". The Note states that the Borrower owes Lender One hundred fifteen thousand Dollars (U.S. $115,000.00) plus <br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />November 01,2036. <br /> <br />"Riders". Riders are to be executed by Borrower [check box as applicable): <br /> <br />x <br /> <br />Adjustable Rate Rider <br />1-4 Family Rider <br />Condominium Rider <br /> <br />8alloon Rider <br />Other(s) [specify] <br />PUD Rider <br /> <br />Second Home Rider <br />VA Rider <br />Biweekly Payment Rider <br /> <br />Leaal DescriDtlon: Lot Seven (7), American Independence Subdivision, in the City of Grand Island, Hall County, Nebraska <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and oven ants contained in this Addendum. <br /> <br /> <br /> <br /><: <br /> <br />STATE OF Nebraska <br />Hall County ss: <br /> <br />On this 11 th day of October, 2006, I, a Notary Public in and for said county and in said state, hereby certify that Kellie <br />E Haynes and Brian D Haynes, wife and husband whose name(s) is/are signed to the foregoing conveyance, and who is/are <br />know to me, acknowledged before me that, being informed of the contents of the conveyance, he/she/they executed the same <br />voluntarily and as his/her/their act on the day the same bears date. <br />Given under my hand and seal of office this 11th day of October, 2006. <br /><- .Q1c7 .j <br />My Commission Expires: VIJ1r 0 10- i Q. ! <br />, <br />. L I.uU <br />Notary Public <br /> <br /> <br />GENERAL NOTARY . State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />Ml Comm. Exp. Sept. 8, 2007 <br /> <br />. ("') <br />:t tt~'/i/ll.~ ) <br />,\; ~ <br />"~..' \ / <br />...J "_..__' <br /> <br />Prepared By: Jill Seltzer <br /> <br />AEB:BBG\Constr\Const Note Rider-Final.doc <br />