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<br />200609002 <br /> <br />I. CROSS.DEFAUL T PROVISION. Borrower's default or breach under any note or <br />agreement in which Lender has an interest shall be a breach under the Security Instrument <br />and Lender may invoke any of the remedies permitted by the Security Instrument. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this 1-4 Family Rider. <br /> <br />~/~ <br />C" ~ (Seal) <br />SANDRA KAY AGU 0 -Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />r4lAk <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />e-57R (0411) <br />~ <br /> <br />Page 3 of 3 <br /> <br />Form 3170 1/01 <br />