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<br />200609000 <br /> <br />0155143985 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br /> <br /> <br />(Seal) <br />~Borrower <br /> <br />page 4 <br /> <br />I0036G Rev. 03/30/05 <br /> <br />.;11 /}/; <br />