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<br />200608998 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Construction/Permanent Rider. <br /> <br />~ ,,/} / ------- ISea11 <br /> <br />SAlIDRA KAY {.,~ Borrower <br /> <br />(Seal) <br />Borrower <br /> <br />(Seal) <br />Borrower <br /> <br />(Seal) <br />Borrower <br />