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<br />200608829 <br /> <br />(F) Notice of Changes <br />The Note Holder will deliver or mail to me a notice of any changes In my Interest rate and the amount of <br />my monthly payment before the effective date of any change. Tbe notice will Include information required <br />by law to be given me and also the title and telephone number of a person who will answer any question I <br />may have regarding the notice. <br /> <br />B. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br />Uniform Covenant 18 of the Security Instrument Is amended to read as follows: <br /> <br />Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or <br />any Interest in the Property is sold or transferred (or if a Borrower is not a natural person and a beneficial <br />interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may, at its option. <br />require immediate payment in full of all sums secured by this Security Instrument. However, this option <br />shall not be exercised by Lender if exercise is prohibited by Applicable Law. Lender also shall not exercise <br />this option if: (a) Borrower causes to be submitted to Lender information required by Lender to evaluate the <br />intended transferee as if a new loan were being made to the transferee; and (b) Lender reasonably <br />determines that Lender's security will not be impaired by the loan assumption and that the risk of a breach <br />of any covenant or agreement in this Security Instrument Is acceptable to Lender. <br /> <br />To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition to <br />Lender's consent to the loan assumption. Lender may also require the transferee to sign an assumption <br />agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and <br />agreements made In the Note and in this Security Instrument. Borrower will continue to be obligated under <br />the Note and this Security Instrument unless Lender releases Borrower in writing. <br /> <br />If Lender exercises the option to require Immediate payment in fuli, Lender shall give Borrower notice of <br />acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in <br />accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. <br />If Borrower fails to pay these sums prior to the expiration of this period, Lender may Invoke any remedies <br />permitted by this Security Instrument without further notice or demand on Borrower. <br /> <br />00631353 <br /> <br />Pogo 3 of 4 <br /> <br />Inltlo~ <br /> <br />(2/28 & 3127 UBOR ,ARM RIDER) <br />31U2-815R <br />JB 050008 07/21/00 <br />