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<br />200608829 <br /> <br />ADJUSTABLE RATE RIDER <br />(LIBOR Index. Rate Caps) <br />MIN 1000466-0000841463-4 <br /> <br />THIS ADJUSTABLE RATE RIDER Is made tbis 25th day of September, 2006, and <br />Is Incorporated Into and sball be deemed to amend and supplement tbe Mortgage, Deed of Trust or Deed to <br />Secure Debt (tbe "Security Instrument") of tbe same date given by tbe undersigned (tbe "Borrower") to <br />secure Borrower's Note to <br /> <br />Popular Financial SeIVices, LLC <br /> <br />(tbe "Lender") of tbe same date and covering tbe property described In tbe Security Instrument and located <br />at: <br /> <br />422 KENNEDY COURT <br /> <br />,GRAND ISLAND <br />(Property Add.....] <br /> <br />,NE 68803- <br /> <br />THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE INTEREST RATE <br />AND THE MONTHL Y PAYMENT. THE NOTE LIMITS THE AMOUNT THE BORROWER'S <br />INTEREST RATE CAN CHANGE AT ANY ONE TIME AND THE MAXIMUM RATE THE <br />BORROWER MUST PAY. <br /> <br />ADDITIONAL COVENANTS. In addition to tbe covenants and agreements made In tbe Security <br />Instrument, Borrower and Lender furtber covenant and agree as follows: <br /> <br />A. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />Tbe Note provides for an Inltiallnterest rate of 9.6000 <br />cbanges In tbe interest rate and the montbly payments, as foIlows: <br /> <br />%. Tbe Note provides for <br /> <br />4. INTEREST RATE AND MONTHLY PAYMENT CHANGES <br />(A) Change Dates <br />Tbe Interest rate I will pay may cbange on tbe first day of October, 2008 and on tbat <br />day every slxtb montb thereafter, Eacb date on wbicb my Interest rate could cbange Is called a "Cbange <br />Date, " <br /> <br />00631353 <br /> <br />MUl TISTATE ADJUSTABlE RATE RIDER -lIBOR INDEX- Single Fomlly - Freddie Moo Modified In.trument <br /> <br />MW 05/00 <br /> <br />Inltl~ <br /> <br />Poge 1 of 4 <br /> <br />(2128 & J/211,.IBOR ARM ~IP[R) <br />3192-815R <br />JB 05000ll 07/21/00 <br />