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<br /> m n n <br /> % 1;; <br /> m <br /> c: n ::E: <br />N Z :7'\ <br />S Ono <br />s %>tn <br />0') m .. <br />s ntn <br />(Xl ~x <br />-....J <br />(Xl <br />0') <br /> <br /> <br /> <br /> "'-" i <br /> c~ (") ,0 0 <br /> r.;::ll <br /> <J:) 0 ---j <br /> " c: :t>- <br /> ".,:\l". = Z -~ N <br />~~ ~~. ~7":) -; fTi 0 <br />--I <br /> -< '-'.'." ~ <br /> \.,..........(~ 0 -r: 0 <br />c' ,- N -r: <br />"'Tl d",~ m - <br />'~:J tJ,. -:T rTl ~ <br /> l>- c:..~ <=> I <br />P'l ~I -0 <br />1'1 ::3 r :;:0 CO <br />c, ~ r l'-- <br />V'l U) -.J <br /> f-" ;;><: <br /> \' :l> CO <br /> C,.) -- <br /> c....:> G/il en ~ <br /> (.p <br /> <br />ler Recording Return To: <br />OWNIT MORTGAGE SOLUTIONS, INC. <br />27349 AGOURA ROAD, SUITE 100 <br />AGOURA HILLS, CALIFORNIA 91301 <br />Loan Number: 490039011 <br /> <br />>0 <br />o <br />;; <br />z <br />~ <br />G') <br />I'TI <br />-I <br />::; <br />r- <br />I'TI <br />en <br />I'TI <br />:::c <br />< <br />c=; <br />I'TI <br />en <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />m <br />C'~ <br /><=:.. <br /> <br />MIN: 100224640000850074 <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 29, 2006 , together <br />with all Riders to this document. <br />(B) "Borrower" is RICHARD 0 JOHNSON AND CHRIS L JOHNSON, HUSBAND AND <br />WIFE AS JOINT TENANTS <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is OWNIT MORTGAGE SOLUTIONS, INC. <br /> <br />Lender is a CALIFORNIA CORPORATION <br />and existing under the laws of CALIFORNIA <br />Lender's address is 27349 AGOURA ROAD, SUITE 100, AGOURA HILLS, <br />CALIFORNIA 91301 <br /> <br />organized <br /> <br />(D) "Trustee" is GARY D. BYRNE, A MEMBER OF THE NEBRASKA STATE BAR ASSOCIATION <br />503 W. KOENIG, GRAND ISLAND, NEBRASKA 68801 <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the heneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />ofP.a. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 29, 2006 <br />The Note states that Borrower owes Lender EIGHTY-TWO THOUSAND FOUR HUNDRED AND <br />00/100 Dollars(U.S.$ 82,400.00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />OCTOBER 1, 2036 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br />D Condominium Rider <br /> <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br />D Second Home Rider <br />D ather(s) [specify] <br /> <br /> <br />NEBRASKA--Slngle Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 10 <br /> <br />DocMagic ~ 800-649-1362 <br />www.docmsgic.com <br /> <br />~.3028.mzd <br />