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<br />~r~c1g~~ <br />. ______ __n g <br />LENDERS DIRECT CAPITAL CORPORATION <br />26140 ENTERPRISE WAY 2ND FLOOR <br />LAKE FOREST, CALIFORNIA 92630 <br />Loan Number: 47052 <br /> <br />N <br />S <br />S <br />m <br />s <br />co <br />-..J <br />N <br />CD <br /> <br />OLD REPUBLIC TlTl.E <br />NLD <br /> <br />10 <br />m <br />.." <br />c: <br />~~~ <br />ncn <br />~:c <br /> <br /> r.......:;:; O~ <br /> c.;;:;) 0 en <br /> <=:> <br /> '~\ CI":> 0 --! <br /> c:: :r.... <br /> ~~:' '. <::;::> Z -l ~!. <br />:;:c to\' ':'? -l rr1 <br />,/1 ,'t- --j -< <br />~-) F- e) C)~ <br />a'......'\:"" 0 .., <br />~ , N "1 <br />~ --.'111'" <br /> ").,! 4.. ~i <br />c' I '~" .~~!: ("':""l <br />.........1\ <br />,1'1 F\ , ::n 1> Gl <br />r"", ::3 r-- ;:;0 <br />0 ~ r ;:-..... <br />V' ........ (j) ~i <br /> t- I--' ^ <br /> 1>0- <br /> f--> -- <br /> CO en ca~ <br /> C/) <br /> <br /> <br />Itetum to: Ii.t ~ <br />ORt Title & Escrow <br />UOOO t Street Bldg 20.100 <br />Omaha, He 68137 <br /> <br />~r~pace Above This Line For Recording Datal <br /> <br />~lqO~{qq <br />~ <br />t-J CXJO?;D7 ~ 0 <br />MIN: 1003194-0000019347-0 <br /> <br />75.50 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11. <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated AUGUST 26, 2006 . together <br />with all Riders to this document. <br />(B) "Borrower" is CANDACE ADAIR STAFFORD AND JOSEPH DAVID STAFFORD, <br />wm: AND HUSBAND <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is LENDERS DIRECT CAPITAL CORPORATION <br /> <br />Lender is a CALIFORNIA CORPORATION <br />and existing under the laws of CALI FORNIA <br />Lender's address is 26140 ENTERPRISE WAY 2ND FLOOR, LAKE FOREST, <br />CALIFORNIA 92630 <br /> <br />organized <br /> <br />(D) "Trustee" is OLD REPUBLIC 'TITLE NRT IONA L TITLE IN)URANC € CO. <br />;2600 ~nCIIEL30N DRIVE STE 740, IRVINE, CALII'OmnA 9261-.2 <br />'1l\ ~a C lG\'Itur\ Rd 'o1'Z, 'd'-II. U.. LOUI\ mo lP1J III . <br />(E) "MERS" is Mortgage Electronic Registration Systems. Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware. and has an address and telephone number <br />ofP.D. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated AUGUST 26, 2006 <br />The Note states that Borrower owes Lender SIXTY-FOUR THOUSAND SIX HUNDRED AND <br />o 0 / 1 0 0 Dollars (U. S. $ 6 4 , 6 0 0 . 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />SEPTEMBER 1, 2036 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />IX] Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />IX] Dther(s) [specify] <br />PREPAYMENT RIDER TO SECURITY INST <br /> <br />NEBRASKAnSingle Family..Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 10 <br /> <br />DocMagic etJiJjxmirfliiil 800-649-1362 <br />www.docmagic.com <br />