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<br />200608524 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br /> <br />i1JJt~i} ~ (Yt.36~(~; <br />ART A L. JO S <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />MUL TIST A TE ADJUSTABLE RATE RIDER (LmOR Index)-Single Family-Freddie Mac MODIFIED INSTRUMENT Form 31!lZ 1/01 (page 3 of 3 pages) <br /> <br />1111111111111111111111111111111111111111111111111111111 <br />