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<br />200608497 <br /> <br />Loan Number: 0000639347 <br />SECOND HOME RIDER <br /> <br />TillS SECOND HOME RIDER is made this 14th day of SEPTEMBER 2006 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage. Deed of Trust. or <br />Security Deed (the "Security Instrument") of the same date given by the undersigned (the "Borrower." <br />whether there are one or more persons undersigned) to secure Borrower's Note to HAMILTON <br />MORTGAGE COMPANY, AN ARIZONA CORPORATION <br />(the "Lender") of the same date and covering the Property described in the Security Instrument (the <br />"Property"). which is located at: <br /> <br />2609 DEL MONTE AVENUE, GRAND ISLAND, NEBRASKA 68803-6115 <br />[property Address] <br /> <br />In addition to the covenants and agreements made in the Security Instrument. Borrower and Lender <br />further covenant and agree that Sections 6 and 8 of the Security Instrument are deleted and are replaced by <br />the following: <br /> <br />6. Occupancy. Borrower shall occupy, and shall only use, the Property as Borrower's second <br />home. Borrower shall keep the Property available for Borrower's exclusive use and enjoyment at <br />all times. and shall not subject the Property to any timesharing or other shared ownership <br />arrangement or to any rental pool or agreement that requires Borrower either to rent the Property <br />or give a management firm or any other person any control over the occupancy or use of the <br />Property . <br /> <br />8. Borrower's Loan Application. Borrower shall be in default if. during the Loan <br />application process. Borrower or any persons or entities acting at the direction of Borrower or with <br />Borrower's knowledge or consent gave materially false, misleading. or inaccurate information or <br />statements to Lender (or failed to provide Lender with material information) in connection with the <br />Loan. Material representations include. but are not limited to. representations concerning <br />Borrower's occupancy of the Property as Borrower's second home. <br /> <br />MULTISTATE SECOND HOME RIDER--Slngle Family <br />Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3890 1/01 Page 1 of 2 <br /> <br />DocM{tg1c er~ 800-649-1362 <br />www.docmagic.com <br />