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<br />N <br />e <br />e <br />(j) <br />e <br />(Xl <br />~ <br />-.....J <br />-.....J <br /> <br /> <br />r-...> I <br />c.::;, a (J) c:::> <br />= 0 --1 <br />~ <br /> c:: )> N <br />en :z: --l <br />r-q --1 I'Tl a <br />-0 -< c <br />N 0 " a a;- <br />~ " ;;~:r: en <br /> :r.: 1,'1 a - <br />-0 >- C7J ~ <br />:3 r- ;u co <br />r >- <br /> (J) -l: <br />C,.) ;:><: i <br /> ~ -..J <br />f""I.) -.- <br />c..n q:;l -..J <br /> '" Z <br /> 0 <br /> <br />" <br />l- <br />II <br />ji <br /> <br />-) <br />~~( <br />n:r <br />'" <br /> <br />'I <br />"'~"" <br />:::c t'. '. <br />rn c.~- <br />~") ~"" ~- <br />o '''~ <br /> <br />.." '>.. <br />C~ (2":' <br />rn 1'\' <br />rn {'I <br /> <br />~ l <br /> <br />:110 <br />m <br />.." <br />C <br />n Z <br />~~~ <br />~~ <br /> <br /> <br />o <br /> <br />,After Recording Return To: <br /> <br />Decision One Mortgage Company, LLC <br />3023 HSBC Way <br />Fort Mill, South Carolina 29715 <br /> <br />[Space Above This Line For Recording Data] <br />Loan Number 2200060787820 <br />MIN: 100077910006720953 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 15, 2006, together with all <br />Riders to this document. <br />(B) "Borrower" is BRIAN J KOKES AND TRICIA K KOKES. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORm CAROLINA. Lender's address is 3023 HSBC WAY, <br />FORT MILL, SOUTH CAROLINA 29715. <br />(D) "Trustee" is OLD REPUBLIC NATIONAL TITLE INS.. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 15,2006. The Note states <br />that Borrower owes Lender ONE HUNDRED TWENTY ~SEVEN THOUSAND TWO HUNDRED AND <br />00/10Oths Dollars (U.S.$127,200.00) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than OCTOBER I, 2036. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br /> <br />~rlilijill~~ilnd~ll~rllimmiITInf~lfii MilIWI[~liml urnlilrnff~llllllllilllilli~1illilliillflifli jlr~ (llIfi~ljjl <br /> <br />O\L~ <br /> <br />--S) <br /> <br />c::::~ <br />~l' <br />\' ~) <br /> <br />6:rk <br />