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<br />. <br /> <br />200608252 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br /> <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />MULTISTATE ADJUSTABLE RATE RIDER (LIBOR Index)--Single Family-Freddie Mac MODlnED INSTRUMENT Form 3192 1/01 (page 3 of 3 pages) <br /> <br />1111111111111111111111111111111111111111111111111111111 <br />