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<br />I\.) <br />s <br />s <br />0') <br />s <br />OJ <br />I\.) <br />tT1 <br />I\.) <br /> <br />> <br />t:J <br />~ <br />:z <br />;;! <br />~ <br />r'I"I <br />..... <br />=t <br />r- <br />r'I"I <br />en <br />", <br />::0 <br />-== <br />c=; <br />"" <br />en <br /> <br />__.fier Recording Return To: <br /> <br /> ;lIO n ~ <br /> m ::J: <br /> .." <br /> c: m en ~ <br />n z (") :I: <br /> '" ro'........). <br />::r: ~ 0 C..;:.1l ("') <.r> fir <br /> c:> <br />m ~ ~ C> -~ 0 <br />n en ~l... cn c)> N [ <br />;;l'Il; ::J: .:x:l f "- r-rl Z-1 <br /> m',-. -0 ......m 0 ~ <br /> <;") s:.- -< c, <br /> ..:.:.:~~ .......... 0 '1 <=> <br /> Q \ c.n '1 - <br /> ...,., "",,',- en ::s <br /> 0 r 1"'1 g <br /> m ::n )> C~J c::> <br /> Pl ::3 r-. 7J <br /> 0 .- l... Q) 3 <br /> (f' (f) <br /> UI ;::><: N ~ <br /> :to- c.n <br /> G) ................ <br /> c..n (J) N ~ <br /> en <br /> <br /> <br />Decision One Mortgage Company, LLC <br />3023 HSBC Way <br />Fort Mill, South Carolina 29715 <br /> <br />d::...; <br />CJ <br />~ <br /> <br />[Space Above This Line For Recording Data] <br />Loan Number 2280060934840 <br />MIN: 100077910006889162 <br /> <br />DEED OF TRUST <br /> <br />DEFINlTIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated SEPTEMBER 14, 2006, together with all <br />Riders to this document. <br />(B) "Borrower" is MICHAEL E. BURNS AND STACEY L. BURNS, HUSBAND AND WIFE. Borrower <br />is the trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 3023 HSBC WAY, <br />FORT MILL, SOUTH CAROLINA 29715. <br />(D) "Trustee" is OLD REPUBLIC NATIONAL TITLE INS.. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated SEPTEMBER 14, 2006. The Note states <br />that Borrower owes Lender NINETY THOUSAND AND OO/lOOths Dollars (U.S.$90,000.00) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />OCTOBER 1, 2036. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br /> <br />~ililiilimi~iil~rli~iii~ifil~~ililmlil Mar liiililiflilTIiI~illI~i1iilllllllll iiiillliillillillfil{~iflilllr(llfI(f1[rul <br /> <br />~)O- <br />