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<br />200607966 <br /> <br />Except as otherwise provided herein in regard to vacant Lots within the Properties, the <br />restrictive covenants, restrictions and conditions contained in this DECLARATION OF <br />RESTRICTIVE COVENANTS, RESTRICTIONS AND CONDITIONS FOR SUMMERFIELD <br />ESTATES FIFTH AND SIXTH SUBDIVISIONS HOMEOWNERS ' ASSOCIATION relating to <br />maintenance of the Lots within the Properties shall apply on the same basis to all Lots within the <br />Properties. <br /> <br />5. The assessment levied by the Association shall be used exclusively for the following <br />purposes: <br /> <br />a. Snow removal on the driveways, parking spaces, public and private <br />sidewalks and porches located on the Properties; <br /> <br />b. Usual and customary care of the lawns located on the Properties as <br />determined by the Association; <br /> <br />c. Acquisition and maintenance of facilities and equipment necessary to <br />water the lawns located on the Properties; and <br /> <br />d. Other maintenance necessary or desirable, in the discretion of the <br />Association in regard to shrubs, vegetation or grass on Lots contained within the <br />Properties. <br /> <br />The Association is specifically authorized hereunder to contract with any third party to <br />manage the Properties or provide maintenance as provided herein. <br /> <br />In the event that any maintenance or repair is caused through the willful or negligent act <br />of any Owner, his or her family, guest or invitees, the cost of such maintenance shall be promptly <br />paid by such Owner. <br /> <br />The Association may, upon request from and with the written consent of any Owner, <br />contract to have various maintenance or repair items performed for such Owner. Any <br />maintenance or repair items so performed shall be the obligation of such Owner and not the <br />obligation of the Association and such Owner shall promptly pay for any maintenance or repair <br />items so performed. <br /> <br />6. Each Owner of any Lot contained within the Properties shall maintain insurance on <br />the buildings and improvements located on such Lot in an amount not less than the replacement <br />value of such buildings and improvements and provide proof of such insurance to the <br />Association. Each such Owner take all action necessary so that any company providing such <br />insurance shall notify the Association in the event of cancellation of such insurance and this <br />Article III., Paragraph 6. shall constitute the consent of any such Owner for any such company <br />providing such insurance to include within such insurance coverage provisions for notice of <br />cancellation of such insurance to be provided directly to the Association. All insurance proceeds <br />shall be applied toward repairing the damages suffered. In case the insurance proceeds are less <br />that the cost of repairs, the excess cost shall be paid by the Owner of such Lot. All damaged <br /> <br />5 <br />