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<br />200607895 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1-4 Family Rider. <br /> <br />~~ <br /> <br />TODD W FRIE EN L <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />.-57R (0008) <br />~ <br /> <br /> <br />(Seal) <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />0102093390 <br /> <br />Page 4 of 4 <br /> <br />Form 3170 1/01 <br />08/31/2006 9:25:45 AM <br />