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<br />200607873 <br /> <br />0154983456 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adju,table Rate Rid",_ ~ <br /> <br />-~ <br /> <br />MI~ ORMAN -Bo"owe, <br /> <br />aTR&J~~ <br /> <br />page 4 <br /> <br />100300 Rev. 03/30/05 <br />