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<br />200607466 <br /> <br />Lender is a Federal <br />United States of America <br />PASADENA, CA 91101 <br /> <br />Savings Bank <br />. Lender's address is <br /> <br />organized and existing under the laws of <br />155 NORTH LAKE AVENUE, <br /> <br />(D) "Trustee" is TlCOR TITLE ThlSURANCE CO. <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as <br />a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, <br />Flint, MI 48501-2026, tel. (888) 679-MERS. <br /> <br />(F) "Note" means the promissory note signed by Borrower and dated August IS, 2006 <br />The Note states that Borrower owes Lender one hundred seventy three thousand six hundred <br />and m/l00ths Dollars (U.S. $ 173,600.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than September 1, 2036 <br /> <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br /> <br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br /> <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to <br />be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br />D Other(s) [specify] <br /> <br />D Condominium Rider <br />D Planned Unit Development Rider <br />o Revocable Trust Rider <br /> <br />D Second Home Rider <br />D Biweekly Payment Rider <br /> <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. <br /> <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that <br />are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br /> <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape <br />so as to order, instruct, or authorize a fmancial institution to debit or credit an account. Such term includes, but is not limited <br />to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and <br />automated clearinghouse transfers. <br /> <br />(M) "Escrow Items" means those items that are described in Section 3. <br /> <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third <br />party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, <br />\ ;nO ) <br />Initials: ~JC _ _ <br />MERS Modified Form 3028 01101 <br />14301NE 08100 <br />@2000, The Compliance Sourccl Inc. <br /> <br />Loan No: 124132872 <br /> <br />Nebraska Deed of Trust-SingJe Family-Fannie MaelFreddie Mae UNIFORM INSTRUMENT <br />-THE COMPLIANCE SOURCE, INC.- Page 2 of 13 <br /> <br />~.complianccsourcc.com 1111111111111111111111111111111111111111111111111111111111I1I111111111 <br />