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<br />DEED OF TRUST
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<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ P~:7.1)P.QL...... .......... ..........., together
<br />with all Riders to this document.
<br />(B) "Borrower" is m~N .L:.~~Y.Q~R~!\I.Q.J.~M~.~..Q~.~~MI~~~fl..~\.!~~M~P.M~Q.W!f~...... _..............................................................
<br />
<br />......................................................................................................................................................... .
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is .Q~N~.Qf.QQNW.~~N...................................................................... _......................................... .
<br />Lender is a .~(IR~(IMTlQ~....................... _..... . . ....... _. ... ........... . . . .. . . . ........ . ............... . .... organized and existing under
<br />the laws of . TH~ ~_1~rHl~ N~~ItA$~A. . . .............. . . ......... ............ . Lender's address is . P. P. P~U?(I, 1lQ!\I.lrH~~/.~~. ~.QQ~7:Q7.7.Q... . ..
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is .~~!'J.~ ~~ ~Q!'J.lp~.~!'J. N~..~P.~ ?"~Q. P.Q~!P~.~~, N~. ~~.Q~?............................................................................
<br />(E) "Note" means the promissory note signed by Borrower and dated P.Q,;Z.1:;Z.QQ~.................................................... . The
<br />Note states that Borrower owes Lender fnIJR~lJ.~OR~O.SEYENJ~P.IJSANO.~NOmlJlPn.............................................................
<br />.................................................. Dollars (V.S. $ .4Q?,QQP..9P.......................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than..................... pA-;l.Hn~G.....................
<br />
<br />........................................................................................................................................................
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />o Adjustable Rate Rider 0 Condominium Rider
<br />IX! Balloon Rider 0 Planned Vnit Development Rider
<br />o 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (Hi) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 V.S.C. ~2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />o Second Home Rider
<br />o Other(s) [specify] .......................
<br />
<br />Form 3028 1/01
<br />
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Bonker. Systems, Inc., St. Cloud. MN Form MD-t-NE 8/17/2000
<br />ref: 1/2001 (page I of 7 pages)
<br />
<br />.11111111111111111111111111111111111
<br />
<br />J B 2 A 0
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