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<br />PARTIES: This Deed of Trust is made on 08/02/2006 among, the Grantor, BARBARA L ENGLISH and MICHAEL L ENGLISH, WIFE AND
<br />HUSBAND ("Borrower"),
<br />AREND R BAACK, A TIORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee"), and the
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIA nON OF GRAND ISLAND, a corporation organized and existing under the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights-of-
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the
<br />"property").
<br />PROPERTY ADDRESS: 6543 N NORTH ROAD, Grand Island, Nebraska 68803
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<br />DEED OF TRUST
<br />
<br />200607436
<br />
<br />LEGAL DESCRIPTION:
<br />
<br />A TRACT OF LAND COMPRISING A PART OF THE NORTHWEST QUARTER (NW v.) OF SECTION THIRTEEN (13), TOWNSHIP
<br />TWELVE (12) NORTH, RANGE TEN (10) WEST OF THE 6TH P.M., HALL COUNTY, NEBRASKA, BEING MORE PARTICULARLY
<br />DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER (SW 1/4 CORNER) OF SAID NW v.; THENCE RUNNING
<br />ON AN ASSUMED BEARING OF N 890 06' aT E ON THE SOUTH LINE OF SAID NWl/4 FOR 660.00 FEET; THENCE S 890 06' 07" W
<br />PARALLEL WITH THE SOUTH LINE OF SAID NWl/4 FOR 528.00 FEET TO A POINT ON THE WEST LINE OF SAID NWl/4; THENCE
<br />S 000 00' 00" W ON THE WEST LINE OF SAID NWl/4 FOR 660.00 FEET TO THE POINT OF BEGINNING.
<br />
<br />Located in Hall County, Nebraska.
<br />TITLE: Borrower convenants and warrants title to the property, except for
<br />
<br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Borrower owes to Lender under thi;; deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and
<br />renewals thereof.
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.):
<br />
<br />. A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 08/02/2006
<br />
<br />. Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed.
<br />
<br />o Revolving line of credit agreement dated , with initial annual interest rate of %
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed.
<br />
<br />The above obligation is due and payable on August 01,2009 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at anyone time shall not exceed a maximum principal amount of $2,355.50, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />o Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms ofthat obligation.
<br />o A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and
<br />made a part hereof.
<br />
<br />RIDERS: ASSIGNMENT OF RENTS
<br />
<br />DESIGNA nON OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iClttached to this deed of trust and made a part hereof has
<br />o been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof.
<br />
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<br />MICHAEL L ENGLISH
<br />
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page
<br />2, and in any riders described above signed by Borrower.
<br />
<br />~6.}JD/J/d.) ./f !;U(;t!.-J
<br />BARBARA L ENGLISH
<br />
<br />
<br />6ENERAl. NOTARY. S1lII of Nebraska
<br />JUsnN GRAYBILL
<br />My CollIn. ExIl. JIll. 28. 21m
<br />
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 08/02/2006
<br />By BARBARA L ENGLISH and M)CHAEL L ENGLISH, WIFE AND HUSBAND .
<br />
<br />My ,ommi"ion oxpi"", I kif I o<i )t.. ~
<br />
<br />(Notary Public)
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