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<br />N <br />IS <br />IS <br />(j) <br />IS <br />-.J <br />...... <br />c.D <br />N <br /> <br />\)j!~~U~.~,mzd <br /> <br />~~~ <br />a~~, <br />... fi'i. "Q <br />J:1!"" t-; <br />~~~ <br />~""V <br />"" <br />~ <br />~. <br />- <br /> <br />("j <br /> <br /> <br />;0 <br />m <br />""ti <br />c: <br />:::c. <br />n n ~::il <br />~ )> H) <br />ncn <br />~:c <br /> <br /> f'''''',.,,~ <br /> ;"::",:",',) 0 (J) <br /> c:::~') <br /> ',::;\ c.:r.,,) <:) --l <br /> c: J;;- <br />'y, 1::,' ...,...,1 ..... --i <br />c.:: -1 fT1 <br />m t:l. C'J <br />Ci""") (,.,....,~"'- -< a <br />I---> 0 .., <br />C) "'\- -L: ~.q <br />~"'l ....."" <br /> ..r <br />0 l'~ I '1 <br />rr1 ~. ::0 ~> .("1) <br />P-1 ('oi :3 I,;::U <br />t:".J r 1 -- <br />(n t~ I---> (f) <br /> ^ <br /> ~ I---> ;:;-.:; <br /> po. <br /> r'0 '-" '-" <br /> en (J) <br /> (f) <br /> <br />.. <br /> <br />~ <br /> <br />~ <br /> <br />After Recording Return To: <br />OWNIT MORTGAGE SOLUTIONS, INC. <br />27349 AGOURA ROAD, SUITE 100 <br />AGOURA HILLS, CALIFORNIA 91301 <br />Loan Number: 490026191 <br /> <br />200607192 <br /> <br />[Space Above This Line For Recording Data) <br /> <br />DEED OF TRUST <br /> <br />MIN: 100224640000570573 <br />DEFINITIONS <br /> <br />Words used In multiple sections of this document are defined below and other words are defined in Sections 3, II. <br />13. 18.20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16, <br /> <br />(A) "Security Instrument" means this document, which is dated JULY 3, 2006 <br />with all Riders to this document. <br />(B) "Borrower" is JOSEPH R FILIPEK, A SINGLE PERSON <br /> <br />. together <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is OWNIT MORTGAGE SOLUTIONS, INC. <br /> <br />Lender is a CALIFORNIA CORPORATION <br />and existing under the laws of CAL I FO RN I A <br />Lender's address is 27349 AGOURA ROAD, SUITE 100, AGOURA HILLS, <br />CALIFORNIA 91301 <br /> <br />organized <br /> <br />(D) "Trustee"is NAl'IoMS LiILE AGEHC'...', rue. <br />941 t; l\lALl 1'.VE~mg, P~~IRIg VIlll\CE, I~AH3A3 66207 <br />O\d \Z.e'PlA.b\lc. ~o.::noM.\ \If-(e- <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc, MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware. and has an address and telephone number <br />ofP.Q, Box 2026. Flint. MI 48501-2026. tel. (888) 619-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JUL Y 3, 2006 <br />The Note states that Borrower owes Lender SEVENTY THOUSAND THREE HUNDRED AND <br />00/100 Dollars(U.S.$ 70,300.00 )plusinteresl. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />AUGUST 1, 2036 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property," <br />(H) "Loan" means the debt evidenced by the Note. plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument. plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />[2] Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />o Other(s) [specify] <br /> <br />NEBRASKA--Singfe Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT. MERS <br />Form 3028 1/01 Page 1 of 10 <br /> <br />DocMsg/c ~ 800-649.1362 <br />www.docmagic.com <br /> <br />c:::> fl1 <br />::3 <br />N ar <br />c:::> ~ <br />C) ~ <br />0) <br /> - <br />C) ~ <br />-..J <br />I---> 3 <br />(D l <br />r"\) <br /> ~ <br /> <br />71' tlO <br />