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<br /> 10 nn <br /> m :J:> <br /> "T1 m en <br /> ::::c c: OX <br /> ! n Z ^ <br /> 1: ~ 0 <br />N m ~ <br />s n <br />s <br />en CI ".. :c \f' <br />s ~ <br />-...J h <br />-'" lJ\ <br />01 0 <br />01 <br /> <br /> <br />_____,fter Recording Return To: <br />HERITAGE BANK <br />1333 N WEBB RD <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number: 06-043008 <br /> <br /> ,j".......,) o~ <br /> c~~ (:)' UJ <br /> c:;> <br /> c::r::> 0 -l N[ <br />>~ c:: J> <br />:=:) 2!: -i <br />~ 0" c:= -j f'T'l <br />rt'l -_ G:) -< o V;- <br />('''..{- 0 <br />01,."'..; ~ 0 ..., 0_ <br />" ~ -., z en::J <br /> ,>--' ::c: rTl (J) <br />0 u, 02' <br />f"l1 ~ -'0 > 1;0 <br />rr1 ::3 r ~ <br />0 ~ r- )> --..] 3 <br />(f) en <br /> N "" ~ CD <br /> )> en a <br /> w '-""",-"", 2 <br /> c..n lID U1 <br /> <.n C <br /> <br />55..50 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated AUGUST II, 2006 , together <br />with all Riders to this document. <br />(B) "Borrower" is DANIEL E MORRELL AND SHEILA J MORRELL HUSBAND AND <br />WIFE <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRAS KA 68803 <br /> <br />organized <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TierOne Bank 1235 "N" Street Lincoln NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated AUGUST II, 2006 <br />The Note states that Borrower owes Lender TWO HUNDRED THIRTY -SIX THOUSAND AND <br />o 0 / 1 0 0 Dollars (U. S. $ 2 3 6 , 0 0 0 . 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than SEPTEMBER 1. 2036 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br />D Condominium Rider <br /> <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br />D Second Home Rider <br />D Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMaglc ~ 800.649.1362 <br />www.docmagic.com <br /> <br />IJt.U'- <br /> <br />J;L- <br /> <br />Ne3028I.dol,l.tem <br /> <br />11111111I11111111111111111111I1111111111111111111111111I11111 <br />