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<br />200606822 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />tJ.dC~ <br />ANN L SUKRAW.LUTZ <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />~~R.~~ <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />[Space Below This Line For Acknowledgment] <br />STATE OF NEBRASKA, ~/aae County ss: <br /> <br />On this 31st day of JUly, 2006 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />ANN L SUKRAW.LUTZ AND KEVIN LUTZ WIFE AND HUSBAND JTWROS <br />a/k/a KEVIN R. LUTZ <br /> <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at <br />in said county, the date aforesaid. <br /> <br />My Commission expires: 3- ;;2-Cf1 <br /> <br />~/k:I:1 / (j 4~,,;, <br /> <br />GENERAL NOT MY - State of Nebraska <br />1m ELIZABETH A GARDUNO <br />My Comm. Exp. March 2, 2009 <br /> <br />NEBRASKA - Single Family. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 4/02 Page 13 of 13 <br />