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<br />200606820 <br /> <br />exercise is prohibited by federal law as of the date of this Security Instrument. Lender also shall not exercise this <br />option if: (a) Borrower causes to be submitted to Lender information required by Lender to evaluate the intended <br />transferee as if a new loan were being made to the transferee; and (b) Lender reasonably determines that Lender's <br />security will not be impaired by the loan assumption and that the risk of a breach of any covenant or agreement in <br />this Security Instrument is acceptable to Lender. <br />To the extent permitted by applicable law, Lender may charge a reasonable fee as a condition to Lender's <br />consent to the loan assumption. Lender also may require the transferee to sign an assumption agreement that is <br />acceptable to Lender and that obligates the transferee to keep all the promises and agreements made in the Note <br />and in this Security Instrument. Borrower will continue to be obligated under the Note and Security Instrument <br />unless Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of <br />acceleration. The notice shall provide a period of not less than 30 days from the date the notice is delivered or <br />mailed within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay <br />these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security <br />Instrument without further notice or demand on Borrower. <br /> <br /> <br />Borrower accepts and agrees to the terms and covenants contained in this <br /> <br />(Seal) <br />-Borrower <br /> <br /> <br />h <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />[Sign Original Only] <br /> <br />Fixed/Adjustable Rate Rider - Libor <br /> <br />-1956016 (9510) <br /> <br />Page 3 of 3 <br />