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<br />200606682 <br /> <br />Record and Return to: <br />FINANCIAL FREEDOM SENIOR FUNDING <br />CORPORATION, A SUBSIDIARY OF INDY MAC BANK, <br />1660 EAST ROSEVILLE PARKWAY, STE 100 <br />ROSEVILLE, CALIFORNIA 95661 <br /> <br />Prepared by: <br /> <br />[Space Above This Line For Recording Data] <br /> <br />State of Nebraska <br /> <br />FHA Case No. 321-2443670-952/255 <br />3000041063 <br /> <br />ADJUST ABLE RATE <br />HOME EQUITY CONVERSION DEED OF TRUST <br /> <br />THIS DEED OF TRUST ("Security Instrument") is made on JUNE 26, 2006 <br />EDMUND A. MILLER, A WIDOWER <br /> <br />. The trustor is <br /> <br />whose address is 2404 NORTH HANCOCK AVENUE <br />GRAND ISLAND, NEBRASKA 68803 <br />ALLIANCE TITLE, NE <br /> <br />("Borrower"). The trustee is <br /> <br />("Trustee"). The beneficiary is <br />FINANCIAL FREEDOM SENIOR FUNDING CORPORATION, A SUBSIDIARY OF INDY <br />MAC BANK, F.S.B. <br />organized and existing under the laws of THE ST ATE OF DELAWARE <br />1660 EAST ROSEVILLE PARKWAY, STE 100, ROSEVILLE, CALn'ORNIA 95661 <br /> <br />, which is <br />, and whose address is <br /> <br />("Lender"). Borrower has agreed to repay to Lender amounts which Lender is obligated to advance, including future <br />advances, under the terms of a Home Equity Conversion Loan Agreement dated the same date as this Security <br />Instrument ("Loan Agreement"). The agreement to repay is evidenced by Borrower's Note dated the same date as <br />this Security Instrument ("Note"). This Security Instrument secures to Lender: (a) the repayment of the debt <br />evidenced by the Note, with interest at a rate subject to adjustment, and all renewals, extensions and modifications <br />of the Note, up to a maximum principal amount of <br />ONE HUNDRED SEVENTY FIVE THOUSAND FIVE HUNDRED AND 001100 ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ <br />(U.S. $ 175,500.00 ); (b) the payment of all other sums, with interest, advanced under Paragraph 5 to <br />protect the security of this Security Instrument or otherwise due under the terms of this Security Instrument; and (c) <br />the performance of Borrower's covenants and agreements under this Security Instrument and the Note. The full <br />debt, including amounts described in (a), (b), and (c) above, if not paid earlier, is due and payable on <br />JULY 31 , 2072 . For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, <br />with power of sale, the following described property located in HALL County, Nebraska: <br /> <br />SF64: 12/03 <br /> <br />Page I <br />