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<br /> p ;to Q~....~ <br /> m <br /> -n m \..:... <br /> :- c: nx <br /> ~ ~~ z ~ <br />N C <br />e ~ <br />e 5 ncn U\ <br />(j) ~:c fi" <br />e <br />(j) <br />(j) <8 <br />-.....J <br />01 <br /> <br />.." .fier Recording Return To: <br />HERITAGE BANK <br />1333 N WEBB RD <br />GRAND ISLAND, NEBRASKA 68803 <br />Loan Number: 06-042310 <br /> <br /> f11 <br /> ,-...., ::J <br /> r.::~ <:"") (I) a(b <br /> <== <br /> <::I? 0 ..-..1 <br /> "'-.1, ,~ c::; J> Nil <br /> -.-- :z -( <br />;:'!:l ~ .', c= ~ f"Tl <br />n; e'c' r- -< ~O;- <br />G") ....- 0 <br />o'~ N 0 "'"Tl <br />-J .." 0)5" <br />'1 ~--r:: ..... <br />Cl ~',..- f"1l ~g <br />rTl ~., -D :r'~ GO <br />rr1 :::3 r ::0 <br />0 ~j I )> 0)3 <br />(fl " Ul 0) CD <br /> ~ W ;::><; <br /> 1> -J;:I. <br /> r'0 .................. <br /> rv (I) c.nZ <br /> Ul 0 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />-............,..,.' <br /> <br />Sfo, an <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, II, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated JUL Y 26, 2006 <br />with all Riders to this document. <br />(B) "Borrower" is JULIE MARIE OSEKA A SINGLE PERSON <br /> <br />, together <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br /> <br />Lender is a NEBRASKA BANKING CORPORATION <br />and existing under the laws of NEBRASKA <br />Lender's address is 1333 N WEBB RD, GRAND ISLAND, NEBRASKA 68803 <br /> <br />organized <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TIERONE BANK 1235 IIN" STREET LINCOLN NE 68508 <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated JUL Y 2 6, 2 0 0 6 <br />The Note states that Borrower owes Lender SEVENTY - FOUR THOUSAND AND 00/100 <br />Dollars (U.S. $ 74,000.00 ) <br />plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than AUGUST 1, 2036 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br />o Condominium Rider <br /> <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br />o Second Home Rider <br />o Other(s) [specify] <br /> <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 11 <br /> <br />DocMsglc ~ 800.649-1362 <br />www.docmagic.com <br /> <br />~ <br /> <br />Ne3028l.dot, l.oom <br /> <br />1111111111111111111111111111111111111111111111111111111111111 <br />