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<br />
<br />PREFACE TO DEED OF TRUST
<br />UNDER FARM HOMESTEAD PROTECTION ACT
<br />DISCLAIMER
<br />
<br />
<br />
<br />BORROWER GRANTOR
<br />
<br />Raymond C Engel, Trustee of the Raymonl Raymond C Engel, Trustee of the Raymond C En
<br />C Engel Revocable Trust dated April 26 1999 Revocable Trust date.d April 26, 1999 and
<br />and R~ymond C Engel, Successor Trustee of Raymond C Engel, Successor Trustee of th
<br />the Ml1dred L Engel Revocable Trust da ed Apri126, 1999.r1ildr~dL Engel RevocableT
<br />ADDRESS ADDRESS dated April 26, 199
<br />3731 S 90th Road 3731 S 90th Road
<br />Wood River, NE 68883 Wood River, NE 68883
<br />
<br />TRUSTEE:
<br />
<br />Union Bank and Trust Company
<br />PO Box 5166
<br />Grand Island, NE 68803
<br />
<br />DISCLAIMER
<br />
<br />In accordance with the provisions of the Nebraska Farm Homestead Protection Act, Grantor, prior to executing the attached Deed of Trust dated
<br />
<br />Jul 24. 2006 by and between Grantor and Union Bank and Trust Comoany.Grand Island
<br />
<br />Lender, hereby
<br />
<br />states and acknowledges:
<br />
<br />1. That no part of the homestead of Grantor is presently or will be in the future, situated on the following described real estate (the Property), nor
<br />are there any buildings sufficient to be designated as a homestead presently located on the Property.
<br />
<br />The Northeast Quarter (NE1/4) of Section Ten (10), Townhsip Nine (9) North, Range Nine (9) West of the
<br />6th P.M., Hall County, Nebraska, excepting a certain tract more particularly described as Lot One (1) M L
<br />Harris Subdivision, Hall County, Nebraska recorded as Document No. 200602208 AND Lot One (1), M L Harris
<br />Subdivision, Hall County, Nebraska
<br />
<br />2. Grantor acknowledges that while this Deed of Trust is unsatisfied and a lien remainson 'thepr~~;';;~"'G~;t;;~II'~=10 right presently or
<br />in the future to make a designation of homestead on the Property, Including, without limitation, in the event 01 a trustee's sala under the Deed of
<br />Trust. : .' ','. ),' "'. ., ,
<br />
<br />.".,~.."",-;.,",~
<br />
<br />3, Grantor acknowledges that If, contrary to this Disclaimer, Grantor establishes a homestead on the Property during the time the Deed of Trust
<br />Is unsatisfied and a lien remains on the Property, Grantor shall have no right to make a designation of homestead in the event of a trustee's sale
<br />under the Deed ofTrust.
<br />
<br />4. Grantor states that this acknowledgment is Grantor's knowing and voluntary act and deed, and constitutes a written disclaimer and
<br />acknowledgment under the Nebraska Farm Homestead Protection Act and Grantor hereby disclaims any right to designate a homestead in the
<br />event of a trustee's sale under the Deed of Trust.
<br />
<br />5. Grantor further understands and agrees that this acknowledgment and Disclaimer shall be filed as a Preface to and become a part of the
<br />Deed ofTrust.
<br />
<br />cca153 (10105)
<br />
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