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<br />I'\.) <br />is <br />is <br />(J) <br />is <br />(J) <br />.p.. <br />is <br />W <br /> <br /> <br /> <br />,0 <br />~ <br />c <br />nn6 <br />~>(f) <br />O(/) <br />,.;:J: <br /> <br />Q~ <br />mU'l <br />n::t <br />'" <br /> <br />C- <br />c.= <br />r- <br /> <br />.-. <br />CD <br /> <br />1--"":> <br />C:"";:> <br />c::> <br />c:r.> <br /> <br />>. <br />?,;.. ~;-' <br />(i)'~ <br />o~. <br />"""TJ <br /> <br />~ ti) <br />rn ~ <br />~ ~ <br /> <br />::D <br />:3 <br />hr <br />~ <br />o <br />...I:: <br /> <br />U\ <br />D <br /> <br />MORTGAGE EXPRESS, INC. <br />7200 SOUTH 84TH STREET <br />----- LA VISTA, NE 68128 <br /> <br />:t:- <br />O <br />;; <br />Z <br />~ <br />C) <br />", <br />-t <br />:::; <br />r- <br />,.., <br />en <br />"., <br />::a <br />< <br />c=; <br />", <br />en <br /> <br />200606403 <br /> <br />(")1Jl <br />O"'-i <br />c: ;po <br />:z:"'-i <br />-I'" <br />-<0 <br />0-" <br />-"z <br />:r nl <br />;r..m <br />.. :;u <br />'l'> <br />(fl <br />;::><; <br />)100 <br /> <br />........ '--' <br /> <br />W <br />en <br /> <br />[Spaca Above This Line For Recording Deta] <br /> <br />Loan No: MEI-4661 <br /> <br />D <br /> <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 14, 2006 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />ALFERD H KINCHELOE AND DOROTHY M KINCHELOE HUSBAND AND WIFE, JTWROS <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MORTGAGE EXPRESS, INC. <br /> <br />Lender is a <br />organized and existing under the laws of <br />Lender's address is 7200 SOUTH 84TH STREET <br />LA VISTA, NE 68128 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is GARY D. BYRNE, A MEMBER OF THE NEBRASKA STATE BAR ASSOCIATION <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated July 14, 2006 <br />The Note states that Borrower owes Lender One Hundred Twenty Thousand Six Hundred Seventy Nine <br />DOLLARS and Zero CENTS <br /> <br />Dollars (U.S. $ 120,679.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not laterthan January 1,2007 <br /> <br />NEBRASKA. Single Family. Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Fonn 3028 1/01 <br />Leser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 4/02 <br /> <br />Page 1 of 13 <br /> <br />Initials: ~ f<' <br /> <br />Il-;r... ;t: <br /> <br />of;' <br />Nfjf <br />of! <br />~~ <br /> <br />0- <br /> <br />~~ <br />~3 <br />~a. <br />Z <br />o <br /> <br />~\ <br />C.::,:.. <br />'~ <br />