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<br />200606352 <br /> <br />0153653092 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br /> <br />~ P (Seal) <br />A HONY NN -Borrower <br /> <br />~~ ~"'~J-0(Seal) <br />CAROL L ISER -Borrower <br /> <br /> <br />~IG~ <br /> <br />SARA R. MANN <br /> <br />page 4 <br /> <br />I0036G Rev. 03/30/05 <br />